The BankAmericard® Secured Credit Card is a great option for anyone looking to establish or rebuild their credit history.

This card requires a refundable security deposit that acts as your credit line, and the amount of your deposit determines your initial credit limit.

Bank of America reports your payment activity and other account information to all three major credit bureaus, allowing you to build a positive credit history over time.

With the BankAmericard® Secured, you also get access to Bank of America’s online and mobile banking services, as well as account alerts and more.

There are no membership fees to this card, which allows you to save money on your credit journey. 

You can deposit between $200 and $5,000 and have access to a real Mastercard purchasing power.

Bank of America offers free credit budgeting tools and access to your FICO® Score on a monthly basis so you can keep track of your building progress.

You can also earn your security deposit back with responsible use! Bank of America reviews your account periodically, and on-time payments combined with low credit utilization may allow an upgrade to an unsecured card.

So what are you waiting for? Begin a healthy journey towards better credit with the BankAmericard® Secured Credit Card!

Keep reading to learn how you can easily apply for it online or using the Bank of America mobile app. 

The BankAmericard® Secured Card is a great way to build or rebuild credit. Applying online is fast, easy and secure.

To get started, visit Bank of America’s website and find the BankAmericard® Secured Card page.

On the page, you will see an option to apply for the card. Click the button to start. You will be asked to enter some basic information, including your name, address and Social Security number.

Once you have completed the application, Bank of America will review it and you should receive a decision in as little as 60 seconds.

You’ll then have to fund your security deposit that will act as your spending limit.

Bank of America will issue your new card to your address and you should get it within a few business days.

To activate it, simply go online or use the mobile app. You can also activate your BankAmericard® Secured by calling customer services. 

Applying for the BankAmericard® Secured Credit Card is fast and easy with Bank of America’s mobile app. To begin, download Bank of America’s app to your smartphone or other compatible device.

Once you have the app installed, open it and create a Bank of America account to access the BankAmericard® Secured application.

Follow the step-by-step instructions to complete the form and submit it for review. It’s that simple!

After you have applied, Bank of America will review your information and get back to you with a decision. If you get the card, fund your security deposit and wait for it to arrive at your address.

If you’d like to compare the BankAmericard® Secured Credit Card with another secured option to evaluate which works best for you, we recommend the Citi® Secured Mastercard® Credit Card.

Check the following link to learn all that the Citi® Secured Mastercard® has to offer. We’ll also show you every step in its application process so you can request yours hassle-free!