The Bank of Queensland Low Rate Card is your ticket to great savings. With its low interest rate, you can pay off your debts quicker and get more bang for your buck.

This card also offers up to 55 days interest free – perfect for those larger purchases. And the extensive 12-month of 0% p.a. is great for transferring credit card balances and consolidating debt.

BoQ offers the ability to break big purchases in Installment Plans, and you’ll get international Visa coverage.

The card charges a $55 p.a. annual fee, and the rate on purchases once the introductory period is over is 13.49% (balance transfers and cash advances have a 21.49% p.a.).

You can also rest assured that your money is safe with security and fraud protection. 

To become eligible, you simply need to be a permanent resident or citizen of Australia who’s over 18. BoQ also requires a good credit rating and an annual income equal or superior to $25,000. 

So if you’re interested in getting one of Australia’s best low rate offerings, keep reading and learn how you can quickly apply for the Bank of Queensland Low Rate Credit Card. 

Applying for the Bank of Queensland Low Rate Credit Card online is very simple. The first step is accessing BoQ’s official website.

Then, under “personal”, click on “credit cards”. Select “low rate Visa Credit Card” and click on “apply now”.

The entire process requires you to fill various forms with your personal, financial, employment, and contact details. Write down everything correctly and make sure to check all the necessary boxes. 

Then, review your card options and submit the formal application. Bank of Queensland will evaluate it and give a quick feedback as to whether or not you got the card.

If you did, they’ll provide all the extra details and issue it to your address. 

Bank of Queensland has a fantastic mobile app for account management. However, it’s unclear as to whether or not you can apply for the Bank of Queensland Low Rate Credit Card using it.

Regardless, you can follow the steps described above for a quick and secure online application using BoQ’s official website. 

If you’d like to compare offers before making a decision, the Westpac Low Rate Credit Card is a great alternative. This Westpac Card offers a generous welcome bonus, and a rewards program on purchases.

Westpac also allows you to choose between a rewards card with low rates, or a card with 0% p.a. for 28 months on balance transfers!

Are you interested in learning more? Then check out the following link for its top features and application process.