Are you looking for ways to save money and get rewarded just by shopping? When you apply for the Citi Rewards Card, you can easily achieve those goals.

his card offers one point per eligible purchases domestically and internationally, and with Citi PayAll.

During your first year as a member, you won’t even have to worry about an annual fee (after that period, the fee kicks in at $149 p.a.).

You’ll also get 0% p.a. on purchases and balance transfers for 14 months, and best of all, with zero balance transfer fees. 

The Citi Rewards Card offers additional perks that will surely make using this card on purchases more rewarding than ever.

You’ll get complimentary insurance covers, fraud protection, and access to Citi Instalment Plans. 

You’ll be able to easily redeem your rewards to pay or shop with points, redeem them for travel-related purchases at Citi Travel Portal, or transfer them to airline loyalty programs.

Overall, the Citi Rewards is the perfect choice if you’re looking for an affordable companion!

So if you’d like to learn how you can get your hands in such a great card, keep reading the content below. We’ll show you how easy it is to apply for the Citi Rewards Card and earn more value for your money!

Before you apply for the Citi Rewards Card online, it’s important to check Citi’s eligibility criteria to make sure you can qualify. To get this card, you need to be an Australian resident of 18 years or older.

You also need a good credit record, and a steady annual income that allows you to make at least the minimum monthly payment on time.

If you believe you meet these requirements, then head over to Citi’s official website.

On the home page, click on “credit cards” and then “low rate credit cards”. Scroll down until you locate the Citi Rewards Card – Purchases and Balance Transfer offer and click on “apply now”.

Set aside 10 minutes to complete the form and click once more in “apply now”.

Then, fill out the online form with all the information required by Citi and click “next” once you finish a step – there are four before submitting.

When you’re done, submit your formal application and wait for feedback.

If you’re approved, you’ll receive an offer with your spending limit and other important details. Read and agree to Citi’s Terms & Agreement and that’s it!

The card should be issued to your address within a few business days. You can activate it online or by calling customer services. 

Citi offers the perfect mobile app for you to manage your account. However, you can only apply for the Citi Rewards Card online, using the method described above.

Once you have the card, you can use the app to track your card, your rewards, and more. 

If you’d like to check out another option and compare features, the NAB StraightUp Credit Card is a worthy alternative.

With no fees, you can choose your own spending limit and have access to exclusive benefits.

To learn more, check the following link. We’ll look over the card’s features, perks, drawbacks, and more. We’ll also show you how the application process works so you’ll know what to expect.