See how to apply for the SoFi Personal Loan

Learn how to apply for a SoFi Personal Loan and get the money you need to finance your next project or purchase. Their simple online application makes it easy!


SoFi Personal Loan: Pre-qualify and learn your loan offers in under 60 seconds!

SoFi loans
If you need a personal loan with flexible terms, consider SoFi loans. Source: The News Stacker.

If you’re looking for a loan that offers competitive rates and unparalleled convenience, we’re going to show you how you can apply for a SoFi Personal Loan today. With this loan program, you can apply online in minutes and get your funds on the same day. 


Personal Loans

SoFi Personal Loans

flexible long terms

Borrow up to $100,000 with rates as low as 7.99%, terms up to 7 years.

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SoFi offers a wide range of loan amounts and flexible terms, allowing you to craft a repayment plan that works for you. With SoFi, there are no hidden fees or prepayment penalties either.

Plus, their customer service is top-notch. SoFi’s representatives are available to answer questions and help you with any questions you may have, so you don’t have to do it all yourself. 

And if you ever find yourself in a tight spot with a sudden loss of employment, SoFi is there to take care of you.

The lender offers unemployment protection and free financial advising to get you back on your feet. 

Basically, SoFi makes getting a personal loan easy and stress-free – just what you need when handling your finances. Keep reading to learn how you can pre-qualify and apply for a SoFi Personal Loan. 

Learn how to get the SoFi Personal Loan online

SoFi loans
Access the SoFi website to apply for their loans. Source: Canva.

You can easily and quickly apply for a SoFi Personal Loan using their website. But first, you have to make sure you qualify.

To be eligible for this loan, you must be 18 years or older, have enough income to cover the costs and reside in the U.S. 

Head over to SoFi’s official webpage and click on “view your rate”. This will allow you to pre-qualify and check your APR before you submit a formal request.

During this stage, you’ll need to inform them how much you need and the purpose of the loan. 

Once you provide all required information, they will perform a soft pull and get back with a loan offer. If you accept their terms, you’ll need to submit the formal loan application.

This typically requires additional documentation about your finances and employment status.

SoFi will then perform a hard inquiry on your credit profile which will cause your score to decrease temporarily.

If all goes well, you’ll have to sign a contract and wait for funding. SoFi usually deposits your money into your account within the same day of approval. 

Learn how to get it using the app

You can also apply for a SoFi Personal Loan using their easy and intuitive mobile app. Just download it for free on the App Store or Google Play and create an account.

The process is very similar to the online application, and the online helper can guide you if you have any questions.

How about a similar personal loan?

Comparing personal loans is the best way to make sure you’ll get the best rates according to your financial profile and loan purpose.

If you need a loan to help you consolidate credit card debt, we recommend you take a look at Happy Money Personal Loan.

With low rates and loan amounts up to $40,000, they can help you live a debt-free life and strengthen your credit score in the process. Check out the link below to learn more about their product and how you can apply for it.

Happy Money Personal Loan

How to apply for the Happy Money Personal Loan

Learn how to apply for a Happy Money Personal Loan and get the cash you need to cover your credit card debt. Read on for more!

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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