Reviews (SA)

Capfin Loan review: Get your hands on cash quickly

Looking for a quick and easy way to get your hands on some extra cash? Check out our Capfin Loan review to learn more about this straightforward loan option.


Capfin Loan: Fast, easy, and convenient!

Capfin Loan
Capfin can lend you the funds that you need. Source: The News Stacker.

Whether you are looking to make a big purchase, pay off debt, or just have an emergency expense, Capfin’s loans are designed for your needs. Check out our Capfin Loan review to learn more.

Capfin Loan

How to apply for the Capfin Loan?

Looking for a reliable and transparent loan service? Apply for Capfin Loan! This guide will show you how to get started.

  • APR: From 5% to 28%
  • Loan Purpose: Unexpected expenses
  • Loan Amount: From R500 to R50 000.
  • Credit Needed: Not specified
  • Terms: 1 to 24 months
  • Origination fee: R986
  • Late Fee: Capfin will charge you interest on the amount you owe.
  • Early Payoff Penalty: Not specified

Rates and terms can be customized for up to R50 000, with both 6 and 12-month repayment options available. Every loan process is transparent, so there won’t be any hidden fees or costs. 

Capfins makes managing your loan easy: through their online portal, you can access your account anytime, anywhere.

Also, Capfin prioritizes its customers’ best interests when assessing its loan products’ affordability – the perfect combination for smart and worry-free borrowing!

Capfin Loan: What can you expect?

Capfin is one of South Africa’s fastest-growing independent credit providers, serving as one of the most accessible and stylish products on the market. 

With that, Capfin offers loans up to R50,000 depending on an individual’s affordability, providing consumers with the flexibility to apply for a loan from R500 to R50 000. 

With payback terms over 1 month, 6 months, 12 months, or 24 months Capfin offers interest rates and fees varying over the different duration of agreements. 

Capfin provides fast financial solutions that are tailored to suit your needs. Through Century Capital (Pty) Ltd, Capfin allows customers more control over their finances, allowing ease of mind when applying for such loans.

Do the pros outweigh the cons?

Capfin Loan
Free your mind of financial worries with the help of Capfin Loans. Source: Canva.

With a better understanding of this loan’s pros and cons, it’s time to make an informed comparison. To help you decide if the Capfin Loan is right for you, check out our comprehensive review with all its advantages and shortcomings outlined below!


  • An easy application proces
  • No hidden fees and interest rates
  • 24/7 access to your Capfin loan account


  • The repayment terms are short
  • Depending on the loan amount, the APR is high

What are the eligibility requirements?

Getting the loan you need is only a few steps away with Capfin! All needed are your valid South African ID, 3 most recent payslips or bank statements proving permanent employment, a working cell phone number, and an active SA-based bank account. 

Not to mention being of legal age – meaning 18 years old and above. 

Learn how to request the Capfin Loan

If you like what you’ve read in this Capfin Loan review and are looking for a quick loan, Capfin could be the perfect solution!

Start today for financial success tomorrow! Follow the link below to learn how to apply

Capfin Loan

How to apply for the Capfin Loan?

Looking for a reliable and transparent loan service? Apply for Capfin Loan! This guide will show you how to get started.

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

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