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Destiny Mastercard® Cashback Rewards review
Are you looking for a card with amazing cash back rewards and credit building tools? The Destiny Mastercard® Cashback Rewards might be right up your alley. Check our full review to learn more!
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Destiny Mastercard® Cashback Rewards: Build a solid financial future and earn rewards along the way!
Are you looking for a great new way to boost your credit score and earn rewards on the purchases you make? Then check our Destiny Mastercard® Cashback Rewards review to learn how this credit card could be a game-changer for you!
How to apply for the Destiny Mastercard® Cashback
Learn how to easily apply for the Destiny Mastercard® Cashback Rewards and start earning rewards on all of your purchases today!
- Credit Score: All credit types are welcome to apply for the Destiny Card.
- Annual Fee: $175 during the first year, $49 thereafter.
- Intro offer: There is no current promo available for the Destiny Card.
- Rewards: Destiny offers 1.5% cash back with no caps on all eligible purchases.
- APRs: 35.9% on purchases and cash advances.
- Other Fees: $12.50 monthly fee (after the first year), 5% cash advance fee, $40 late payment and overlimit fees.
Everyone goes through financial troubles at some point, but that doesn’t mean you have to stay there!
With this card, you’ll get a real Mastercard product to increase your purchasing power on a nationwide scale.
So, are you ready to start your journey and reach a healthier credit life? Then keep reading our Destiny Mastercard® Cashback Rewards review to learn how this credit card can help you get there!
Destiny Mastercard® Cashback Rewards: What can you expect?
Issued by First Electronic Bank, the Destiny Mastercard® Cashback Rewards Card is a, unsecured credit product designed to help people reach a better credit score with responsible use.
The card offers a $700+ spending limit and 1.5% cash back rewards on eligible purchases. There are very few unsecured cards for bad credit that offers such a rewarding rate.
The issuer reports all monthly payments to the three main credit bureaus in the U.S., so low credit utilization and on-time payments will help you boost your current rating over time.
People of all credit types may apply and manage their accounts 24/7 with a mobile app.
If you’re not sure you can qualify, Destiny offers a pre-qualification process so you can check your odds before you apply. The card has nationwide coverage at millions of merchants who accept Mastercard.
All of these benefits, however, do not come cheap. The Destiny Mastercard® Cashback Rewards charges a $175 annual fee on year one, which is assessed as soon as you’re approved.
In year 2, the fee drops to $49, but it’s joined by a $12.50 monthly fee.
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Do the pros outweigh the cons?
Before you make up your mind about whether or not this credit card is worth having in your wallet, join us as we take an in-depth look into all the pros and cons next in our Destiny Mastercard® Cashback Rewards review.
Pros
- You can qualify for a Destiny Card even with a bad score;
- There’s no security deposit needed;
- Destiny offers an above-average 1.5% cash back rate on eligible purchases;
- First Electronic Bank (the issuer) reports all payments to the main bureaus.
Cons
- The Destiny Card is a quite expensive card to have;
- Carrying a balance will incur a 35.9% APR.
What are the eligibility requirements?
To become eligible for the Destiny Mastercard® Cashback Rewards, you need to be at least 18 years old with a valid Social Security Number and a mailing address.
The issuer may request additional information about your employment and finances.
Learn how to request the Destiny Mastercard® Cashback Rewards
Did our Destiny Mastercard® Cashback Rewards review get you interested in applying? You’re in luck!
In the following link, we’ll take a closer look at Destiny’s application process and what you can expect from it. Read on!
How to apply for the Destiny Mastercard® Cashback
Learn how to easily apply for the Destiny Mastercard® Cashback Rewards and start earning rewards on all of your purchases today!
About the author / Aline Barbosa
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