Are you looking for a great new way to boost your credit score without a security deposit? Then check our Destiny Mastercard® review to learn how this credit card could be a game-changer for you!

Everyone goes through financial troubles at some point, but that doesn’t mean you have to stay there!

With this card, you’ll get a real Mastercard product to increase your purchasing power on a nationwide scale.

So, are you ready to start your journey and reach a healthier credit life?

Then keep reading our Destiny Mastercard® review to learn how this credit card can help you get there!

Issued by First Electronic Bank, the Destiny Mastercard® Cashback Rewards Card is a, unsecured credit product designed to help people reach a better credit score with responsible use.

The card offers a $700+ spending limit and no monthly fee during the first year.

The issuer reports all monthly payments to the three main credit bureaus in the U.S., so low credit utilization and on-time payments will help you boost your current rating over time.

People of all credit types may apply and manage their accounts 24/7 with a mobile app.

If you’re not sure you can qualify, Destiny offers a pre-qualification process so you can check your odds before you apply.

The card has nationwide coverage at millions of merchants who accept Mastercard.

All of these benefits, however, do not come cheap. The Destiny Mastercard® Cashback Rewards charges a $175 annual fee on year one, which is assessed as soon as you’re approved.

In year 2, the fee drops to $49, but it’s joined by a $12.50 monthly fee.

Before you make up your mind about whether or not this credit card is worth having in your wallet, join us as we take an in-depth look into all the pros and cons next in our Destiny Mastercard® review. 

To become eligible for the Destiny Mastercard®, you must be at least 18 years old and have a valid Social Security Number and mailing address.

The issuer may request additional information about your employment and finances. 

Did our Destiny Mastercard® review get you interested in applying? You’re in luck!

Following, we’ll take a closer look at Destiny’s application process and what you can expect from it. Keep reading this article!

You can easily apply for the Destiny Mastercard® online with only a few clicks of a button. The first step is accessing Destiny’s website. Then, click on “get started” and “pre-qualify now”. 

You’ll have to fill out a quick form with some basic information about yourself, your Social Security Number, and your contact details.

Once you do that, click on “pre-qualify now” and wait a few seconds for the issuer to evaluate your profile.

The pre-qualification process does not affect your current score since it only performs a soft check. After a few moments, you’ll get feedback with your card offer. Take a few minutes to review its Terms & Conditions before you apply.

If you agree to their terms, you can formally submit your application, which will then perform a hard inquiry on your score. Sign your contract and wait for the card to be issued to your address.

Once you receive your Destiny Mastercard® , you can activate it by calling the number on the back of your card.

You can also access and manage your account online or using Destiny’s mobile app.

You can download and manage your Destiny Card using their mobile app. However, you cannot apply for the Destiny Mastercard® using it.

To request your new card, you must do so online using a computer. 

If you’d like to check out another credit building card with cash back options, we recommend the Revvi Card. With this card, you’ll earn 1% back on balance payments and boost your score with responsible use.

In the following link, we’ll look over all that this card has to offer. We’ll also show you how you can easily apply for it online. Read on!