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Ink Business Cash® Credit Card review

Get the most out of your business expenses with this comprehensive review of the Ink Business Cash® Credit Card. Learn more about its rewards and benefits tailored for small businesses.

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Ink Business Cash® Credit Card: Unlock substantial savings and elevate your spending power!

Ink Business Cash® credit card
Get an inside view of this business credit card benefits. Source: The News Stacker.

Are you looking for a business card with generous rewards? Do your finances need organizing and consolidation? The Ink Business Cash® Credit Card from Chase can do wonders for your small business!

Ink Business Cash® credit card

How to apply for the Ink Business Cash® card

Make your business more profitable with our step-by-step guide on how to apply for the Ink Business Cash® Credit Card!

  • Credit Score: A good to excellent score is the minimum requirement. 
  • Annual Fee: There are zero membership fees attached to the Ink Business Cash®. 
  • Intro offer: New members that spend $6,000 on purchases within the first 3 months will get a $750 cash back bonus!
  • Rewards: 5% back (up to $25,000 per year) on office supplies and utilities. 2% (up to $25,000 per year) on dining and gas. 1% on everything else – unlimited. 
  • APRs: Interest free financing on purchases for the first 12 months of membership, then a variable from 17.99% to 23.99% (which also applies to balance transfers). Cash advance APR varies at 29.74%.
  • Other Fees: 5% or $5 per balance transfer, $15 or 5% for cash advances, 3% for foreign currency conversions. Late and returned payments are charged up to $40. 

With cash back rewards on purchases like office supplies, cell phone bills, and more – this credit card provides a great proposal for keeping track of company expenses as well as lucrative bonuses. 

In our in-depth review of the Ink Business Cash® Credit Card, we’ll explore its features in detail. That way you can decide whether or not this is the best deal for your business needs.

Ink Business Cash® Credit Card: What can you expect?

The Ink Business Cash® Credit Card is one of the most popular and affordable cards in the market.

It offers small business owners the ability to earn cash back rewards and maximize their business spending power. 

The card offers a generous welcome bonus worth $750 in cash back (with minimum spending requirements) and a 0% intro APR on purchases for the first 12 months of membership.

Cardholders can earn valuable rewards on popular business expenses. 

In addition to the rewards program, the Ink Business Cash® offers a number of valuable benefits.

You’ll have a suite of expense-tracking tools and account alerts to help you manage your expenses effectively. All with zero annual fees!

Check if you are pre-approved for credit cards and loans with no impact to your credit score

You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.

Do the pros outweigh the cons?

Ink Business Cash® credit card
See the pros and cons of the Ink Business Cash®. Source: Canva.

Next, we’ll take a closer look at why some businesses have found success with the Ink Business Cash® Credit Card and whether it’s worth applying for one yourself. 

Pros

  • New cardholders will have access to interest-free financing for 12 months and a generous welcome bonus ($750 cash back);
  • The card charges no annual fees, so you can use it for business expenses and not worry about paying extra charges;
  • Members can earn up to 5% back on business-related purchases such as office supplies, cable, internet, and more;
  • There are plenty of security features for you to keep close tabs on your card and avoid fraudulent transactions.

Cons

  • There’s a spending cap on the top bonus categories, and the regular rate is not extraordinary at just 1%.

What are the eligibility requirements?

To be eligible for the Ink Business Cash®, you must be a small business owner with good to excellent credit.

This means that your personal credit score should be at least 690, and you should have a steady income and a solid credit history.

Learn how to request the Ink Business Cash® Credit Card

With the Ink Business Cash®, you can enjoy an excellent combination of rewards, cash back offers and other specialty benefits tailored to fit the needs of independent entrepreneurs and small businesses.

If you’re interested in taking advantage of this opportunity and applying for the card, check the following link to learn what you need to know about getting started!

Ink Business Cash® credit card

How to apply for the Ink Business Cash® card

Make your business more profitable with our step-by-step guide on how to apply for the Ink Business Cash® Credit Card!

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