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Neo Card™ review: A Rewards Credit Card Worth Checking Out

Get rewarded for your everyday purchases! Learn more about the benefits of Neo Card™ and how you can earn some of the highest cashback rates through their partner network.

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Neo Card™: Earn 5% Cash Back on Your Everyday Purchases!

Neo Card™
This credit card has cash back and many benefits waiting for you. Source: The News Stacker.

If you’re looking for a rewards credit card that benefits you in the long run, then this Neo Card™ review is worth checking out. 

Neo Card™

See how to apply for the Neo Card™

Prepare for a streamlined, worry-free process and apply for the Neo Card™. Learn how to do it quickly and get access to all its benefits!

With an average of 5% cash back at Neo Partners, you can earn some of the highest cashback rates on your everyday purchases.

The great thing about this card is that its cashback rate is not limited to certain categories or seasonal offers. 

  • Credit Score: You’ll need a credit score of 600 to qualify
  • Annual Fee: None
  • Intro offer: Get up to 15% cash back on your first-time purchases as a new cardholder
  • Rewards: Up to 5% cash back 
  • APRs: 19.99%-26.99%
  • Other Fees: Not specified

With Neo, you can earn cash back on everything from groceries to gas to dining out. And as an added bonus, Neo also offers a high-interest savings account that allows you to earn even more money on your cash-back rewards. 

So, not only do you get to enjoy the extra cash in your pocket, but you can also save that money or put it towards something you’ve wanted to buy. 

Overall, this card is smart for anyone looking to get more out of their credit card purchases. Keep reading our Neo Card™ review for more.

Neo Card™: What can you expect?

Neo Financial is the latest Canadian start-up to make waves in the country’s FinTech scene.

With its head office in Calgary, Neo serves Canadians across the country with a high-rewards cashback credit card that is worth exploring. 

The Neo Card offers an exceptionally high cash-back rate, particularly if you’re shopping at one of its partner stores, with an average of 5% cash back on purchases. 

In addition, bonus cashback offers are often available for first-time buyers, repeat visitors or certain purchases. 

The best part? The Neo Card™ comes with no monthly or annual fees, which means you get unlimited transactions without worrying about out-of-pocket costs.

Do the pros outweigh the cons?

Neo Card™
A good credit card will help you mange your finances better. Source: Neo Financial.

Discover the strengths and weaknesses of the Neo Card™ with our comprehensive review. Check out the list of advantages and drawbacks below for a clear comparison.

Pros

  • The card offers high cashback offers
  • Earn unlimited cashback without any restrictions
  • You can redeem your cashback rewards at any time
  • You can manage your card digitally from the app

Cons

  • No coverage on travel insurance, extended warranty, or added extras.
  • The credit limits offered are low
  • Limited Neo partners
  • Your cash-back rewards cannot be cash out on the Neo Money™ account

What are the eligibility requirements?

Wondering about the credit score required for a Neo Card? You’ll need a minimum score of 600 to qualify, but don’t worry if you’re not there yet. 

Apply for the Neo Card with Credit Builder, a secured card that lets you earn cash back while building your credit history through responsible use.

Learn how to request the Neo Card™

Looking to enjoy the great benefits of the Neo Card™ after this review? Our simple application guide is all you need to get started. Click on the link below to begin.

Neo Card™

See how to apply for the Neo Card™

Prepare for a streamlined, worry-free process and apply for the Neo Card™. Learn how to do it quickly and get access to all its benefits!

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