Credit Cards (US)

OpenSky® Plus Secured Visa® Credit Card review: Get Your Credit Back on Track

Get the scoop on the OpenSky® Plus Secured Visa® Credit Card. Explore its features and benefits, along with a comprehensive overview of all you need to know about why this card might be exactly what you're looking for.

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OpenSky® Plus Secured Visa® Credit Card: Start Improving your Credit with a $0 Annual Fee!

OpenSky® Plus Secured Visa® Credit Card
Improve your credit with an OpenSky® Plus Secured Visa®. Source: The News Stacker.

Finding a suitable credit card can seem impossible if you’re someone with bad credit. Luckily, there are options for people with bad credit available. Check out this OpenSky® Plus Secured Visa® Credit Card review to learn more. 

OpenSky® Plus Secured Visa® Credit Card

How to apply for the OpenSky® Plus Secured Visa®?

Learn how to apply for the OpenSky® Plus Secured Visa® Credit Card with our step-by-step guide. Get access to great features.

  • Credit Score: This card is available for people with bad scores;
  • Annual Fee: $0;
  • Intro offer: None;
  • Rewards: None;
  • APRs: 29.24% variable;
  • Other Fees: 3% Foreign transaction fee;

The OpenSky® Plus Secured Visa® Credit Card is here to break down the wall of confusion surrounding the search for your perfect plastic. 

It has no annual fee and online approval feedback within seconds to built-in security features that help keep your finances safe.

This OpenSky® Plus Secured Visa® Credit Card review will cover everything you need to know about why this card might be exactly what you’ve been looking for. 

So put away those magnifying glasses and settle in. Let’s explore the OpenSky® Plus Secured Visa® Credit Card!

OpenSky® Plus Secured Visa® Credit Card: What can you expect?

The OpenSky® Plus Secured Visa® Credit Card could be a game-changer for those with poor credit. 

Unlike other cards, you don’t need a bank account to get it, and there’s no credit check when you apply. 

Plus, the annual fee is $0, which is hard to come by in this class of credit cards. If you’re unbanked or have been denied credit in the past, this could be a great option for rebuilding your credit. 

Just be aware that you’ll need to put down a security deposit of at least $300 to start using your card. However, if you use the card responsibly, you’ll get that deposit back eventually. 

Overall, the OpenSky® Plus Secured Visa® Credit Card has a lot of upside for anyone looking to establish or improve their credit.

Do the pros outweigh the cons?

OpenSky® Plus Secured Visa® Credit Card
Enjoy the wide acceptance of your Visa® credit card. Source: Freepik.

Take a look at the list below to see the advantages and disadvantages of this card. This OpenSky® Plus Secured Visa® Credit Card review compares them clearly to help you make an informed decision.

Pros

  • Apply in minutes, and OpenSky will give you an answer right away.
  • Use your card everywhere Visa is accepted (which is virtually everywhere).
  • Reports to all three credit bureaus, so you’ll build a credit score.
  • No annual fee

Cons

  • Requires a relatively high minimum deposit
  • No rewards or intro offer

What are the eligibility requirements?

For those with bad credit, finding a credit card that suits their needs can be daunting. Thankfully, options such as the OpenSky® Plus Secured Visa® Credit Card are available. 

Despite requiring an upfront security deposit, this card is specifically designed for people with bad credit scores.

It’s important to note that the minimum deposit is slightly higher at $300 than other secured cards.

Learn how to request the OpenSky® Plus Secured Visa® Credit Card

Ready to begin enjoying the amazing perks of the OpenSky® Plus Secured Visa® Credit Card after this review? Our step-by-step application guide is your key to accessing all of the exclusive rewards.

Simply click on the link provided to get started!

OpenSky® Plus Secured Visa® Credit Card

How to apply for the OpenSky® Plus Secured Visa®?

Learn how to apply for the OpenSky® Plus Secured Visa® Credit Card with our step-by-step guide. Get access to great features.

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

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