With a Discover personal loan, you can pay more than your minimum payment or even settle up early – all without worrying about costly prepayment penalties. Enjoy flexible payments that make managing debt simpler and less stressful!

With Discover’s free mobile app, taking control of your loan is as easy and convenient as ever. Download it to your iPhone or Android device today, log in, and you’ll have 24/7 access to managing all aspects of your account – anytime, anywhere.

Discover offers personal loans to eligible applicants, with a few requirements that must be met. To qualify for this loan product, you must have U.S. citizenship or permanent residency status, be at least 18 years of age, and have an annual household income of $25,000 or more.

Your credit score is an important factor in the interest rate on loans. The higher your number, the more likely you will receive a discounted rate and lower monthly payments. Ensure all information provided at loan application time is accurate; this could be crucial in getting that better deal!