The bonus offer is a compelling incentive for new cardholders. By spending $3,000 within the first 90 days of account opening, businesses can earn 10,000 bonus points. This immediate boost provides a head start for businesses looking to maximize their rewards. It’s important to note that this offer is exclusive to new accounts, and the bonus points will be credited within 60 days of qualification under the Commercial Spend Bonus description.

Yes, businesses have the option to add employee cards to their First Citizens Rewards Business Card account. This not only streamlines expense tracking but also accelerates rewards accumulation. With employee cards, businesses can earn points faster as each transaction contributes to the overall rewards pool.

The 0% introductory APR for the first 9 months on both purchases and balance transfers is a valuable feature for businesses. During this period, cardholders can make purchases and transfer balances without incurring interest charges. This provides a financial cushion for businesses, allowing them to strategically manage expenses and potentially save on interest costs.