Why not choose a credit card for your business that gives you bonus points and generous rewards?
The First Citizens Rewards Business Card offers both financial flexibility and valuable returns!
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Elevate your business game with the First Citizens Rewards Business Card. From points on gas to 10,000 bonus points for early spenders, this card is tailored for businesses that aim higher. Plus, enjoy the convenience of redeeming points for everything! Turn your business expenses into valuable opportunities.
Elevate your business game with the First Citizens Rewards Business Card. From points on gas to 10,000 bonus points for early spenders, this card is tailored for businesses that aim higher. Plus, enjoy the convenience of redeeming points for everything! Turn your business expenses into valuable opportunities.
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Discover some of the main benefits of the First Citizens Bank Rewards Business Card!
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The First Citizens Bank Rewards Business Card is an unparalleled financial ally designed to redefine the way you navigate your expenses! This card offers a unique blend of rewards, early-bird bonuses, and practical advantages.
Upsides and benefits of the First Citizens Rewards Business Card
- Tactical Spending Rewards: Propel your rewards journey with an impressive 3 points for every $1 spent on gas, aligning your business success with fuel efficiency and strategic spending practices.
- Generous Bonus Uplift: Gain an immediate advantage with a significant 10,000 bonus points awarded upon spending $3,000 within the initial 90 days, delivering an extra boost for businesses with ambitious expenditure plans.
- Versatile Redemption Opportunities: Revel in the liberty to choose your preferred method of point redemption, with options including travel rewards, cash back, statement credits, and more, ensuring your rewards align seamlessly with your business requirements.
- Financial Maneuverability with 0% Introductory APR: Strategically navigate your business finances with a 0% introductory APR for the first 9 months on both purchases and balance transfers, providing a temporary respite from interest-related costs.
- Annual Fee Exemption: Streamline your business budget with the notable absence of an annual fee, granting you access to the card’s comprehensive benefits without incurring additional yearly expenses.
Drawbacks of the First Citizens Rewards Business Card
- Balance Transfer Fee: Despite the 0% introductory APR for balance transfers, each transfer incurs a 3% fee ($5 minimum).
- Fluctuating APR: Post the introductory period, the APR varies from 17.24% to 26.24%, contingent on creditworthiness.
- Points Accumulation Cap: Take note of the 10,000 monthly points cap, placing a limit on the total points that can be earned within a billing cycle.
- Higher Cash Advance APR: Cash advances bear a higher APR of 28.24%, fluctuating with the market based on the Prime Rate.
The bonus offer is a compelling incentive for new cardholders. By spending $3,000 within the first 90 days of account opening, businesses can earn 10,000 bonus points. This immediate boost provides a head start for businesses looking to maximize their rewards. It’s important to note that this offer is exclusive to new accounts, and the bonus points will be credited within 60 days of qualification under the Commercial Spend Bonus description.
Yes, businesses have the option to add employee cards to their First Citizens Rewards Business Card account. This not only streamlines expense tracking but also accelerates rewards accumulation. With employee cards, businesses can earn points faster as each transaction contributes to the overall rewards pool.
The 0% introductory APR for the first 9 months on both purchases and balance transfers is a valuable feature for businesses. During this period, cardholders can make purchases and transfer balances without incurring interest charges. This provides a financial cushion for businesses, allowing them to strategically manage expenses and potentially save on interest costs.
From optimizing your business travel to the substantial incentive of 10,000 bonus points, the First Citizens Rewards Business is the perfect combination of ambition and strategic financial management.
Ready to unravel the distinctive features, advantages, and considerations that set this credit card apart? Find out why this is a strategic selection for businesses ready to enhance their financial resilience.
First Citizens Rewards Business Review
If you want to maximize your business potential, explore this review of the First Citizens Bank Rewards Business Card!
However, for businesses seeking a dynamic alternative, the U.S. Bank Business Leverage® Visa Signature® Card is a compelling option with a strategic approach to rewards and a unique earning structure.
Moreover, this card aligns seamlessly with ambitious business strategies. Beyond rewards, it provides travel and emergency assistance services, purchase protection, and more. Explore more features now!
U.S. Bank Business Leverage® Visa Signature® Card
Discover the U.S. Bank Business Leverage® Visa Signature® Card review and get up to 2% cash back on business expenses and unlimited rewards!
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