Your initial QuicksilverOne Credit Card spending limit could be anywhere between $300 and $1,000. The actual amount you’ll receive depends on factors such as your credit score, annual income, and overall financial situation. If you’re not satisfied with your initial credit line, using your card responsibly and paying your balance on time may qualify you for an increase in just 6 months.

Yes. You can upgrade your QuicksilverOne Credit Card to a better Capital One offer once you’ve had your card for at least one year. To increase your odds for a better offer, it’s important to pay your balance in full and on time every month, and to keep your credit utilization low. Having a higher income and a better score from when you first got your QuicksilverOne will also help.

The QuicksilverOne Credit Card is a great ally when it comes to your credit journey because Capital One reports all monthly payments to the three main credit bureaus. With good use, you’ll notice an improvement on your rating over time. To help you keep track of your progress, Capital One also offers CreditWise for score monitoring.