Yes, the United℠ Explorer Card is worth it. For a reasonable annual fee, the card provides rich rewards, luxury perks, and bonus offers. The free checked bag and two United Club one-time use passes per year help to easily make up for the annual fee, making it a great value for frequent flyers or occasional travelers.

The United℠ Explorer Card comes with several useful benefits, including a generous 50,000 bonus miles after spending $3,000 in three months, two United Club one-time use passes per year, a first checked bag free for you and a companion on your reservation, a Global Entry or TSA Precheck statement credit every four years, and 25% back on in-flight purchases.

The United℠ Explorer Card offers 2 MileagePlus miles per dollar spent on purchases from United, 2 miles per dollar spent on restaurant purchases and hotel accommodations purchased directly with the hotel, and 1 mile per dollar spent on all other purchases.

Yes, the United℠ Explorer Card offers primary car rental coverage. This feature is unusual for a card at this price point and can save you money if you have an accident in a rental. To use this benefit, you must pay for the rental with the card and decline the rental company’s coverage.