Credit Cards (US)
U.S. Bank Visa® Platinum Card review: Great intro offer!
Is the U.S. Bank Visa® Platinum Card the right card for you? Read our review to find out!
U.S. Bank Visa® Platinum Card: No high interest charges or hidden fees
U.S. Bank Visa® Platinum Card is the perfect card for anyone looking to make a large purchase or get out of some existing debt. If you’re curious to learn more, read the U.S. Bank Visa® Platinum Card review!
- Credit Score: This card requires a good to excellent score
- Annual Fee: There’s no annual fee for this card
- APRs: For 18 billing cycles, there’s a 0% APR on balance transfers and purchases. After that the APR is of 18.74%-28.74% Variable APR
- Other Fees: There is a balance transfer fee of 3% or $5 minimum. Also, there is a foreign transaction fee of 3%.
Financing a large purchase or paying down existing debt can be a challenge. U.S. Bank Visa® Platinum Card comes to the rescue with no annual fee and its long 0% APR offer that covers purchases and balance transfers.
That’s right; you’ll take a lengthy time to pay off the balance without worrying about skyrocketing interest charges or other hidden fees.
And what’s more – U.S. Bank Visa® Platinum Card stands out among cards of its kind thanks to its varied features, making it one of the best contenders in the market today.
Are you looking for a card that will help you tackle your finances? Keep reading our U.S. Bank Visa® Platinum Card review to discover might just be what you need!
U.S. Bank Visa® Platinum Card: What can you expect?
Seeking to finance your upcoming big-ticket purchase? The U.S. Bank Visa® Platinum Card is a perfect choice.
With no annual fee on top of a great introductory interest rate, you’ll have plenty of time before paying off what’s due. And that goes for any balances transferred from other cards too!
While this card has no rewards, it comes equipped with cell phone insurance coverage as an added bonus perk.
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Do the pros outweigh the cons?
Take a look at the list of pros and cons of the U.S. Bank Visa® Platinum Card before making your decision.
- You won’t have to pay an annual fee for this card!
- It comes with a solid Intro APR period
- While it doesn’t offer any rewards, there is cell phone insurance
- There isn’t a rewards program
- You’ll need a good/excellent credit score to apply
- There’s no bonus offer
What are the eligibility requirements?
U.S. Bank Visa® Platinum Card stands out among credit cards’ excellent features and low APR.
Still, it also has an eligibility requirement you should be aware of before submitting your U.S. Bank Visa® Platinum Card application.
To qualify, you’ll need to have at least good credit, generally defined as a minimum score of 690.
As part of their evaluation, U.S. Bank will look at your income levels and existing debt in deciding whether the U.S. Bank Visa® Platinum Card is the right one for you!
Learn how to request the U.S Bank Visa® Platinum Card
Get on the fast track to financial freedom with a U.S. Bank Visa® Platinum Card! Discover how you can easily access this highly sought-after card. Check out the link below on how you can apply.
About the author / Vinicius Barbosa
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