Absa Gold Credit Card review

Want to know more about the Absa Gold Credit Card? We've got all the details on what makes this card so great, and how you can benefit from it. Check our full review to learn more.


Absa Gold Credit Card: All the features and benefits you deserve!

ABSA Gold credit card
This Gold credit card has benefits waiting for you to enjoy then! Source: The News Stacker.

Are you looking for the best credit card to fit your lifestyle? Then the Absa Gold Credit Card will fit perfectly. This card gives you access to many benefits and discounts that make it one of the most attractive products out there today.

ABSA Gold credit card

See how to apply for the Absa Gold Credit Card

Learn everything you need to know about how to apply for the Absa Gold Credit Card. Get started today and enjoy world-class benefits!

  • Requirements: Applicants must reside in South Africa and be over the age of 18 with a valid SA ID. The minimum income is R4,000 and they must provide proof of income and residence. All interested parties are subject to an affordability assessment.
  • Initiation Fee: Not disclosed.
  • Monthly Fee: R23.00 account fee, R30.00 credit facility fee.
  • Rates: Up to 57 interest-free days on qualifying purchases. 
  • Rewards: Cash back rewards when you make payments with your card, both locally and internationally. 

This credit card is the perfect choice for anyone looking to enjoy exclusive rewards and benefits on a local and international scale. Get access to a variety of perks such as cashback offers, Bidvest Airport Lounge access, and much more.

With this card, you get not only convenience but also peace of mind with world-class fraud protection and customer service that is second to none. All for the low maintenance fee of R23.00.

Want to learn more? Then keep reading our Absa Gold Credit Card review. 

Absa Gold Credit Card: What can you expect?

The Absa Gold Credit Card is perfect for those looking to enjoy the benefits of a great credit card. With this card, you can expect countless perks and advantages that come with being a cardholder.

By enrolling in the Absa Rewards program, you can enjoy cash back rewards locally and internationally thanks to its Visa coverage. Although the issuer charges a 2.75% foreign conversion fee, you can offset that value by prioritizing the card for purchases.

Members can get a credit limit up to R90,000 and manage their accounts with a simple and intuitive mobile app. Absa also offers cardholders the opportunity to pay fixed monthly installments on their balance to help them stabilize their budget. 

If you’re a frequent traveler, you’ll be able to enjoy exclusive perks such as access to Bidvest Airport Lounge at preferential rates, travel insurance up to R1,5 million and credit life protection for added peace of mind. 

Do the pros outweigh the cons?

ABSA Gold credit card
Your purchases will turn into rewards when you use the Absa Gold Credit Card. Source: Canva.

The Absa Gold Credit Card offers a range of benefits and rewards that could make it a good choice for the right customer.

But like any other credit card, there are both pros and cons to consider before deciding whether or not this particular option is the best fit for you.


  • Earn valuable rewards when you enroll in the Absa Rewards program;
  • Travel perks like travel insurance and access to airport lounges at a lower rate;
  • Contactless payments and notifications about transactions for added security;
  • Exclusive Visa benefits worldwide;
  • The ability to improve your credit score with responsible use.


  • The card charges an international fee rate of 2.75%;
  • You need a monthly income of at least R4,000 to qualify.

What are the eligibility requirements?

There is no specific information about how good your credit record needs to be to qualify for the Absa Gold Credit Card. However, a good score will secure you lower rates, regardless. To become eligible, you still need a good, steady income of R4,000 or more. 

You also need to be a South African resident with a valid SA ID, be over the age of 18, and provide proof of residence as well as bank statements or payslips of the last 3 months. 

Learn how to request the Absa Gold Credit Card

You can easily apply online for an Absa Gold Card, and we’re going to show you how. Check out the following link to learn all the details on what you can expect about the application process and more!

ABSA Gold credit card

See how to apply for the Absa Gold Credit Card

Learn everything you need to know about how to apply for the Absa Gold Credit Card. Get started today and enjoy world-class benefits!

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