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Standard Bank Blue Credit Card review
Do you have a busy lifestyle? The Standard Bank Blue Credit Card was designed for you! With a low monthly fee, this card is perfect for those who want to keep their banking simple. Read our full review to learn more!
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Standard Bank Blue Credit Card: Get a spending limit of up to R250,000!
The Standard Bank Blue Credit Card is an incredibly versatile and secure way to manage your finances with minimal fuss. With all the latest security measures built in, you can rest assured that your credit card information will remain safe and sound.
How to apply for the Standard Bank Blue Card
Want to apply for the Standard Bank Blue Credit Card? Here's how you can do it, and what you can expect in return. Read on for more!
- Requirements: A minimum monthly income of R5,000 and a good credit score. You also need to be over the age of 18, a South African resident, and provide proof of residence and income.
- Initiation Fee: A one-time fee of R180.
- Monthly Fee: You’ll need to pay R40 monthly.
- Rates: Personalised rates that reflect your current credit profile.
- Rewards: For an additional R25 per month you can earn UCount Rewards on eligible purchases every time you swipe your card.
Whether you need a way to pay for everyday purchases or are looking for more exciting rewards, this card could be right up your alley.
You can use the card anywhere in the world, and get up to 55 interest-free days on purchases.
So, if you’re an experienced spender or just starting out with a new account, there are plenty of benefits to take advantage of when choosing the Standard Bank Blue Credit Card — giving you all the power in making your finances easier to manage!
Standard Bank Blue Credit Card: What can you expect?
The Standard Bank Blue Credit Card is the perfect product for anyone who’s looking for a simple credit facility.
While it doesn’t have any rewards or added benefits attached to it, it provides the financial freedom that comes with a high purchasing power.
For a R40 monthly fee, you can get an international card with a credit limit up to R250,000. You’ll also get up to 55 interest-free days on purchases, and you can opt to enroll in the UCount Rewards programme to earn rewards on purchases for an extra R25.
The card offers security features such as Chip and PIN technologies, 3D Secure Verification, and Tap to Pay™.
You can choose a budget facility with 0% interest rate when you choose the 6-month plan to split your in-store or online purchases.
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Do the pros outweigh the cons?
The Blue Credit Card is a great option for anyone looking for convenience and affordability. With personalised rates, this card offers some of the best value around. But what are the pros and cons? Let’s take a look!
Pros
- The card has a low monthly maintenance fee;
- You can get up to 55 interest-free days on purchases;
- You can enroll in the uCount Rewards programme;
- The card offers built-in security features to keep your money safe;
- Online and mobile banking to help you track your account anywhere.
Cons
- The card offers no rewards or loyalty programmes;
- The Credit Card Protection Plan is optional, and it will cost you;
- Minimum monthly income of R5,000.
What are the eligibility requirements?
To become eligible for this card, you need to be a South African resident over the age of majority. You also need a good credit record and a monthly income equal or greater than R5,000.
Standard Bank requires additional information in the form of your last 3 bank statements and payslips, and a recent proof of residence.
Learn how to request the Standard Bank Blue Credit Card
So, are you looking for an easy-to-use credit card with the purchasing power to match? The Standard Bank Blue Credit Card is a great choice for anyone who needs reliable and streamlined access to financial services.
In the following link, we’ll take a closer look at its application process and what you can expect from it. Read on for more!
How to apply for the Standard Bank Blue Card
Want to apply for the Standard Bank Blue Credit Card? Here's how you can do it, and what you can expect in return. Read on for more!
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