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The American Express® Platinum Credit Card review

Are you in the market for a premium credit card that offers great rewards? Read our review of The American Express® Platinum Credit Card to see if it's the right choice for your lavish needs!

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The American Express® Platinum Credit Card: Apply and earn 30,000 bonus Membership Rewards® points!

This is a premium credit card! Source: The News Stacker.

If you’re looking for an exceptional credit card experience, then The American Express® Platinum Credit Card is definitely worth considering.

The American Express® Platinum Credit Card

How to apply for The American Express® Platinum?

Do you want to know how to apply for The American Express® Platinum Credit Card? Here's everything you need to know about the process.

With its wide variety of exclusive lifestyle benefits and a range of travel-related privileges, this premium offering from American Express provides South African customers with plenty of reasons to explore what it has to offer.

  • Requirements: Be over the age of 18 with a valid SA ID, smart card, or passport. Earn R62,500 or more monthly before tax. Have a healthy credit score. 
  • Initiation Fee: R180.00.
  • Monthly Fee: R490.00.
  • Rates: Between 15.75% – 21.25%.
  • Rewards: 1.5 Membership Rewards® points per R5 spent on eligible purchases.

It has comprehensive insurance coverage, generous rewards points and complimentary airport lounge access.

You’ll also get personal travel services and tailored shopping experiences – all combined in one package – this truly is a credit card that helps make life more rewarding.

In this review, we’ll explore all the features of this amazing card so that you can determine if The American Express® Platinum Credit Card is the right fit for your lifestyle!

Read on for more!

The American Express® Platinum Credit Card: What can you expect?

The American Express® Platinum offers a unique combination of prestige and convenience for South African customers.

Its premium features make it one of the best choices for anyone looking for travel and lifestyle benefits packed in a single product.

Its Membership Rewards® program offers cardholders access to exclusive discounts and rewards amongst top retailers and airlines.

Members have easy access to VIP airport lounges, as well as cabin and hotel upgrades on their travels. 

With The American Express® Platinum Credit Card, you can also get discounts on car rentals, airline tickets, and eligible purchases.

By applying and spending R10,000 within the first three months, you’ll be able to enjoy 30,000 bonus points in a generous welcome offer.

The card charges a R490 monthly fee and has an interest rate that varies between 15.75% – 21.25%.

While that seems steep, you can offset the costs if you prioritize this card on all your purchases and travels. 

Do the pros outweigh the cons?

Enjoy travel and dining benefits. Source: Freepik.

The American Express® Platinum Credit Card can be an incredible tool for savvy consumers.

But is it worth the high fee? Check the advantages and drawbacks below and make your own conclusion. 

Pros

  • You can have access to complimentary and extensive travel insurance;
  • Get airline ticket discounts when booking your flight with partnered companies;
  • Get easy access to VIP airport lounges to relax before your next flight;
  • Membership Rewards points on eligible purchases;
  • Generous 30,000 bonus points when you sign up.

Cons

  • One of the highest monthly service fees currently in South Africa;
  • You need a high income and credit score to qualify.

What are the eligibility requirements?

To become eligible for The American Express® Platinum, you need to be at least 18 years old.

You also need a South African ID, Smart Card or passport if you’re foreign. New applicants must also earn at least R62,500 per month before tax.

Amex requires a healthy credit score, a recent proof of residence, and proof of income in the form of your last 3 payslips and stamped bank statements of the past 3 months. 

Learn how to request The American Express® Platinum Credit Card

Do you want to experience the world of travel and lifestyle rewards in a whole new way?

The American Express® Platinum offers an array of amazing benefits.

Read on to find out how you can apply and take advantage of everything it has to offer!

The American Express® Platinum Credit Card

How to apply for The American Express® Platinum?

Do you want to know how to apply for The American Express® Platinum Credit Card? Here's everything you need to know about the process.

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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