See how to apply for the Chime Credit Builder Visa® Credit Card
Are you looking for a credit card that can help you build your credit? Look no further than the Chime Credit Builder Visa® Card! Learn how to apply and start building your credit history today.
Chime Credit Builder Visa® Credit Card: No credit checks, no annual fee, and no APR!
Need to build your credit but unsure where to start? The Chime Credit Builder Visa® Card may be just the thing for you! This card is designed to help people get the chance they need to establish their financial footing and put themselves on solid ground.
This unique and convenient card helps rebuild your credit with automatic payments reported to three major credit bureaus.
It offers no annual fee or hidden fees of any kind, so you don’t have to worry about any surprises on future bills.
All you need to qualify is to be over the age of 18 with a valid SSN and government issued ID. You’ll also have to open a Chime checking account and receive a qualifying deposit of $200 or more.
While this is not a rewards card and doesn’t offer too many perks outside of its credit building tools, it has what it takes to get you on the road for a better credit life.
You’ll even get access to online money management tools to help you on your credit journey.
So if you’d like to know how you can apply for a Chime Credit Builder Visa® Card and enjoy its exclusive benefits, keep reading the content below.
We’ll show you how the process works and what to expect from it.
Learn how to get the Chime Credit Builder Visa® Credit Card online
Applying for a Chime Credit Builder Visa® Card is easy and very straightforward. But first, you need to access Chime’s official website and create your checking account.
To do so, click on “get started” on the home page.
Tell Chime a little bit about yourself and provide your contact details. Then, write down all additional information that’s required of you and click on “continue”. Once your account is open, you can request the card.
By requesting the card, you’ll have a Credit Builder secured account as well. You can move money from your checking account to your credit builder account, and that amount will work as your spending limit for the Chime Credit Builder Card.
Since Chime performs no credit checks on their credit building card, all you have to do is request it (once you open your account) and wait for it to arrive at your address.
You can then use it to make purchases anywhere merchants accept Visa cards.
You will be redirected to another website
Learn how to get it using the app
You can also apply for the Chime Credit Builder Visa® Credit Card using their mobile app. Download the app for free on the App Store or Google Play and create your account from there.
From then on, the process is very similar to the online application. Meaning you’ll still need a qualifying deposit to get started.
How about a similar credit card?
One other interesting credit building option is the Discover It® Secured Credit Card. It requires the same minimum deposit as the Chime Card, but the difference is that you can earn cash back on purchases.
If you’d like to know more about the Discover It® Secured Credit Card, check the following link. We’ll look over its top features and benefits, plus what you can do to easily apply for it online.
About the author / Aline Barbosa
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