If you need help paying off that pesky credit card debt, apply for the Citi Simplicity® Credit Card. It’s one of the best balance transfer cards on the market. 

As a holder, you’ll be able to take advantage of 21 months at 0 percent interest on balance transfers made within the first four months.

Plus, an additional 0 percent APR for 12 months on purchases starting from the day your account is opened. Which is almost unheard of in terms of balance transfer length. 

Plus, there are no annual fees! The intro transfer fee is 3 percent (or $5 minimum), but after that, it drops to $5 or 5 percent. 

If you’re looking to apply for the Citi Simplicity® Credit Card, you can do it online in just a few clicks! You can access the application process directly from Citi’s website. 

Start by selecting ‘Credit Cards’ from the top menu, then go to the Balance Transfer Credit Cards section. 

The Citi Simplicity® Credit Card should be featured as the fourth option. 

After that, clicking on apply now will start a straightforward application process that requires filling out your personal information.

With minimal effort and time, you could soon have this credit card with all its great features!

With just a few clicks, you can apply for the Citi Simplicity® Credit Card and access convenient mobile banking features. 

With the Citi Mobile App, you’ll get an all-in-one overview of your finances and exclusive personal insights into your spending and savings activities. 

No matter where you are, you can access account information from your phone quickly and securely.

Citi Simplicity® Card is worth considering if you are looking for ways to manage existing debt, but do your research and look into all other options before making your final decision.

The Chase Freedom® Student credit card is a great choice for people in its class looking to build their credit. 

With no annual fee, lots of incentives, and the potential to upgrade it to Chase’s higher-end cards, this student-specific card makes it easy for those with thin or nonexistent credit files to get access.

Follow the link below to learn more about the card’s features, plus how you can apply for it.