Credit Cards (US)

See how to apply for the Citi Simplicity® Credit Card

Learn how to apply for the Citi Simplicity® Credit Card with ease! It's quick, painless and you'll learn about other great benefits.

Advertisement

Citi Simplicity® Credit Card: No late fees or penalty rates

Citi Simplicity® Credit Card
Apply online for this credit card. Source: The News Stacker.

If you need help paying off that pesky credit card debt, apply for the Citi Simplicity® Credit Card. It’s one of the best balance transfer cards on the market. 

card

Credit Card

Citi Simplicity®

zero fees intro APR

Now you can have a Citi credit card with no annual fee. See how to apply!

You will be redirected to another website

As a holder, you’ll be able to take advantage of 21 months at 0 percent interest on balance transfers made within the first four months.

Plus, an additional 0 percent APR for 12 months on purchases starting from the day your account is opened. Which is almost unheard of in terms of balance transfer length. 

Plus, there are no annual fees! The intro transfer fee is 3 percent (or $5 minimum), but after that, it drops to $5 or 5 percent. 

Learn how to get the Citi Simplicity® Credit Card online

man using laptop for Citi Simplicity® Credit Card
Go to the Citi website and apply for this credit card if you think it’s a fit. Source: Canva.

If you’re looking to apply for the Citi Simplicity® Credit Card, you can do it online in just a few clicks! You can access the application process directly from Citi’s website. 

Start by selecting ‘Credit Cards’ from the top menu, then go to the Balance Transfer Credit Cards section. 

The Citi Simplicity® Credit Card should be featured as the fourth option. 

After that, clicking on apply now will start a straightforward application process that requires filling out your personal information.

With minimal effort and time, you could soon have this credit card with all its great features!

How to get it using the app

With just a few clicks, you can apply for the Citi Simplicity® Credit Card and access convenient mobile banking features. 

With the Citi Mobile App, you’ll get an all-in-one overview of your finances and exclusive personal insights into your spending and savings activities. 

No matter where you are, you can access account information from your phone quickly and securely.

What about a similar credit card? Chase Freedom® Student credit card

Citi Simplicity® Card is worth considering if you are looking for ways to manage existing debt, but do your research and look into all other options before making your final decision.

The Chase Freedom® Student credit card is a great choice for people in its class looking to build their credit. 

With no annual fee, lots of incentives, and the potential to upgrade it to Chase’s higher-end cards, this student-specific card makes it easy for those with thin or nonexistent credit files to get access.

Follow the link below to learn more about the card’s features, plus how you can apply for it.

Chase Freedom® Student credit card

How to apply for the Chase Freedom® Student card

A student credit card can help you build your credit history. Here's a guide on how to apply for the Chase Freedom® Student credit card.

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

Trending Topics

content

How does smoking tobacco impact your personal finances?

Smoking tobacco can have a significant impact on your finances. Find out how much it costs to smoke, the financial consequences, and more.

Keep Reading
content

See how to apply for the Citi Clear Credit Card

Learn how to apply for the Citi Clear Credit Card! Enjoy perks such as cashback opportunities, and get access to many other privileges.

Keep Reading
content

Some habits might be affecting your sleep quality

Do you have trouble falling asleep at night? If so, check out these bad habits that might be affecting your sleep quality and how to fix them.

Keep Reading

You may also like

content

See how to apply for the U.S. Bank Cash+® Visa Signature® Card

Learn how you can apply for the Cash+® Visa Signature® Card online and take advantage of an exclusive welcome bonus!

Keep Reading
content

Chase Sapphire Reserve® Credit Card review

Get a detailed review of the features and benefits of the Chase Sapphire Reserve® Credit Card and learn how to get the most out of it.

Keep Reading
content

See how to apply for the Revvi Card

Learn how you can easily apply for the Revvi Card and earn cash back rewards while you work on improving your credit score!

Keep Reading