Athleta Rewards Mastercard® Card review

Get ready to save more and shop smarter with the Athleta Rewards Mastercard® Card! Explore all that comes with this card and how it can help you make life a little easier.


by Aline Barbosa

Published on 03/20/2023

Athleta Rewards Mastercard® Card: Unlock exclusive deals and rewards with the power of your purchases!

Athleta Rewards Mastercard®
Buy new clothes with this rewards credit card. Source: The News Stacker.

Are you an active shopper that’s looking to stay stylish and earn rewards when you spend? Then the Athleta Rewards Mastercard® Card just might be of interest.

Athleta Rewards Mastercard®

How to apply for the Athleta Rewards Mastercard®?

Learn how you can easily apply for the Athleta Rewards Mastercard® Card today and get ready to reap exclusive discounts and rewards!

This credit card offers great benefits such as exclusive discounts on new arrivals or access to special sales events.

  • Credit Score: You need at least a good credit score to qualify.
  • Annual Fee: The Athleta Rewards charges no annual fee.
  • Intro offer: Get 20% off of your first purchase at Athleta or any of the Gap Inc. family brands like Old Navy, Banana Republic, and more. 
  • Rewards: 5x points per dollar spent on Gap. Inc family brands, 1x point on every other purchase where Mastercard is accepted. 
  • APRs: A variable 30.49% on purchases and balance transfers, and a variable 31.49% for cash advances. 
  • Other Fees: The Athleta Rewards charges a balance transfer fee of either 5% or $5 of the total amount. Cash advances with the Athleta Rewards are either 5% or $10, there’s a 3% foreign transaction fee, and a late payment fee up to $41.

While this is a store brand card, make no mistake – you can use it anywhere in the world where merchants accept Mastercard. Best of all? It comes with zero annual fees and plenty of special perks.

Today we’ll review all of the features of the Athleta Rewards Mastercard® Card so that you can decide if it’s worth applying for.

Read on for our comprehensive breakdown of everything we found out about this great product!

Athleta Rewards Mastercard® Card: What can you expect?

With the Athleta Rewards Mastercard® Card, you have the chance to make shopping at Athleta even more affordable.

From points on every purchase at Athleta (and sister brands) stores and online, access to exclusive cardmember events and savings year-round.

You’ll also earn points towards future rewards. The perks that come with this card are abundant.

As a cardmember, you get not only personalized customer service tailored especially for you, but also the opportunity to enjoy additional special offers, including early access to new products, promos and sales.

Not to mention, no matter where you shop – at Athleta or other locations – you always receive rewards.

Plus, by taking advantage of monthly payments and getting 20% off your first Athleta purchase after approval (terms apply), owning the Athleta Rewards Mastercard® Card is an easy way to save money while doing something rhythmic.

Do the pros outweigh the cons?

Athleta Rewards Mastercard®
With so many discounts, you can save a good amount of money. Source: Canva.

Next, we will walk through the upsides and downsides of having an Athleta Rewards Mastercard® so that you can make an informed decision about whether it’s right for you or not.


  • 5 points per dollar spent at Athleta, Banana Republic, Gap, and more;
  • 1 point for every other purchase anywhere merchants accept Mastercard;
  • 20% off on your first purchase at Gap Inc. sister brands;
  • The Athleta Rewards Mastercard® has no annual fees;
  • $0 Fraud Liability Protection;
  • Free and fast shipping on orders above $50.


  • Incredibly high APR on purchases and balance transfers at 30.49%;
  • Very limited rewards redemption;
  • Requires a good or excellent rating for approval. 

What are the eligibility requirements?

To become eligible for the Athleta Rewards Mastercard® Card, you need a healthy credit score above 670.

You also need to be over the age of 18, have a valid Social Security Number, a checking account, and a U.S. mailing address to your name. 

Learn how to request the Athleta Rewards Mastercard® Card

We all know that shopping for clothes can be expensive, which is why the Athleta Rewards Mastercard® is a great way to get rewards for your purchases.

Not only are you able to earn points with every purchase you make, but you’ll also get access to exclusive discounts and benefits from one of your favorite stores.

In the following link, we’ll show you how easy it is to apply for an Athleta Rewards Mastercard® Card and start taking advantage of these perks immediately!

Athleta Rewards Mastercard®

How to apply for the Athleta Rewards Mastercard®?

Learn how you can easily apply for the Athleta Rewards Mastercard® Card today and get ready to reap exclusive discounts and rewards!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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