Credit Cards (US)

Bank of America® Unlimited Cash Rewards review

Interested in earning more cash back while paying less for your monthly card payment? Get the details on Bank of America® Unlimited Cash Rewards.

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Bank of America® Unlimited Cash Rewards Credit Card: Maximize your rewards!

Bank of America® Unlimited Cash Rewards
If you’re looking for a rewards card, read this review. Source: The News Stacker.

Are you ready to start earning some serious cash? Introducing Bank of America® Unlimited Cash Rewards – a revolutionary card that offers unlimited 1.5% cash back on all your qualifying purchases. 

Bank of America® Unlimited Cash Rewards

How to apply for the Bank of America® Unlimited?

Curious about how to apply for the Bank of America® Unlimited Cash Rewards card? We walk you through it, with all the information you need.

With no limits or caps on how much you can earn, this is an ideal choice for those looking to maximize their rewards while getting great value simultaneously!

Get the details and learn how uncapping your cash-back potential could be the key to a more rewarding financial life.

  • Credit Score: You will need a credit score that is good to excellent to qualify.
  • APR: For the first 18 billing cycles, this credit card has 0% APR. After that, the Variable APR for this credit card is between 17.74% and 27.74%.
  • Annual Fee: This card does not have an annual fee.
  • Fees: The balance transfer fee is 3% of each transaction or $10, whichever is higher. There is a foreign transaction fee of 3%.
  • Welcome bonus: If you spend at least $1,000 in the first 90 days of having the account, you will get $200 cashback.
  • Rewards: With this credit card, you earn 1.5% cash back on every purchase. If you are a Preferred Rewards member, you could earn up to 2.62% cash back on every purchase.

With this credit card, you can take advantage of a great low introductory APR offer, with 0% Intro APR for your first 18 billing cycles for purchases and balance transfers within the first 60 days. 

Security and reassurance include blocking potential fraud if abnormal activity is detected, plus a $0 Liability Guarantee.

You can also earn an unlimited 1.5% cash back on all purchases – which never expire.

Bank of America® Unlimited Cash Rewards: What can you expect?

Bank of America® Unlimited Cash Rewards is a great way to boost your financial portfolio. 

You get to use the credit card with absolutely no annual fee and an introductory APR offer of 0% for your first 18 billing cycles on purchases and balance transfers within 60 days of opening the account.

Plus, after making at least $1,000 in purchases in the first 90 days, you will receive a $200 online cash reward bonus! 

Finally, Bank of America® has your back with unlimited 1.5% cash back on all purchases with no limit whatsoever – so you can keep earning and earning without any fuss.

Do the pros outweigh the cons?

happy woman using Bank of America® Unlimited Cash Rewards to purchase
The flat rate will guarantee at least 1.5% cashback rewards in every purchase. Source: Canva.

Bank of America® Unlimited Cash Rewards has a lot to offer, but don’t sign up without checking out the pros and cons first!

We’ve rounded them all up, so you’ll have an informed decision.

Pros

  • No annual fee
  • This card offers an Intro APR period
  • You may be eligible for a bonus offer if you are a new cardholder.
  • 1.5% cashback flat rate for every purchase.

Cons

  • Some customers can get better rewards than others.
  • This card does not have any bonus categories.

What are the eligibility requirements?

Whether you’re looking to score amazing discounts or earn great cash-back rewards, this credit card has you covered.

All you’ll need is a FICO® score above 690-850 – that’s good to excellent

Learn how to request the Bank of America® Unlimited Cash Rewards 

Are you ready to get your hands on some serious cash rewards? Requesting the Bank of America® Unlimited Cash Rewards card is one way to earn money back with every purchase. 

To learn how to apply, click the link below, and we’ll walk through every step so you can enjoy seamless savings and cash back on every purchase! 

Bank of America® Unlimited Cash Rewards

How to apply for the Bank of America® Unlimited?

Curious about how to apply for the Bank of America® Unlimited Cash Rewards card? We walk you through it, with all the information you need.

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

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