The Bank of Queensland Low Rate Credit Card might be a perfect fit for your lifestyle if you are looking to save money while making day-to-day purchases.

This card serves as an accessible and efficient way for interest-free financing within a real Visa card. 

This is one of the best value for money offerings around in Australia, giving you access to some really great features.

You’ll have 0% p.a interest on balance transfers and purchases from account opening, and access to online banking services.

Below, we’ll review everything from costs through fees so you can find out if the Bank of Queensland Low Rate Credit Card is a suitable option for your unique needs. Read on for more!

The Bank of Queensland Low Rate offers all new members a chance of interest-free financing for 12 months.

With this card, you’ll get a 0% p.a. for a year on purchases and balance transfers – perfect for big purchases and to consolidate debt.

While this is not a rewards card and offers no points on purchases, you can still get special benefits from it.

With the Bank of Queensland Low Rate, you can break your purchases in monthly installments, and get up to 55 interest-free days on purchases as well.

All of that combined with a real Visa international coverage, security and fraud protection, and online banking options, amounts to $55 p.a. annual fee.

The application is free, and you can complete it in just under 10 minutes. 

With its low annual fee and competitive rate, the Bank of Queensland Low Rate Credit Card seems like a solid money-saving option.

But it’s important to look beyond the headline figures – there could be some hidden pitfalls to watch out for. See the pros and cons below.

To qualify for the Bank of Queensland Low Rate, you must be at least 18 years of age with a good credit rating. You also need to earn at least $25,000 yearly, and be an Australian citizen or permanent resident. 

Applying for this credit card is as easy as using it and saving money. Check the following link to learn about the Bank of Queensland Low Rate Credit Card application process and request yours today!