Credit Cards (AU)
BOQ Platinum Visa Credit Card review
Get all the details on the Bank of Queensland Platinum Visa Credit Card and its features with our comprehensive review. Find out why it's one of the best credit cards in Australia today!
Advertisement
BOQ Platinum Visa Credit Card: Discover a world of convenience and savings!
Are you looking to earn rewards while managing your purchases? The BOQ Platinum Visa Credit Card offers an all-in-one solution for shoppers who want the security and convenience that comes with having a credit card.
How to apply for the BOQ Platinum Visa Credit Card
Learn what you need to know when applying for the BOQ Platinum Visa Credit Card, from eligibility criteria and fees to rewards and more.
- Credit Score: A good credit rating is a requirement for this card.
- Annual Fee: $129.
- Intro offer: When you spend $3,000 or more on qualifying transactions within the first 90 days of membership, you’ll earn 150,000 bonus Q Rewards® points.
- Rewards: Get 2 Q Rewards® points for every dollar you spend on eligible purchases.
- P.A.: New cardholders get 0% p.a. for 14 months on balance transfers with zero BT fees. Purchases have a 20.74% p.a., and cash advances are 21.74%.
- Other Fees: $3.5 cash advance fee (3.5% for over $100 amounts), $10 dishonour fee, up to $30 in late payments.
This Platinum Visa Credit Card is perfect if you’re looking for an easy way to stay in control of your finances while enjoying high rewards rate.
Plus, its state-of-the-art safety features ensure your transactions are secure.
In this comprehensive review, we’ll take you through all the great benefits of the BOQ Platinum Visa Credit Card so you can decide if it’s right for you.
BOQ Platinum Visa Credit Card: What can you expect?
The Bank of Queensland Platinum Visa Credit Card is an affordable financial solution for people with a good rating who want to earn rewards on their daily purchases.
The card charges a $129 annual fee, but offers top-tier benefits in return.
With the BOQ Platinum Visa, you’ll get interest-free financing for 14 months with zero balance transfer fees. By paying your balance on time, you’ll also get 55 days of no interest on purchases.
The card also offers 2 Q Rewards® points for every dollar you spend on eligible purchases.
When you apply and spend $3,000 within the first 90 days, you’ll also earn 150,000 Q Rewards® points.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Do the pros outweigh the cons?
Are you looking for a way to manage your finances that’s both flexible and convenient? If so, the BOQ Platinum Visa Credit Card could be just the thing.
Offering plenty in terms of rewards and convenience, it’s a popular credit option – but what are the pros and cons?
Next, we take an in-depth look at all aspects of the card so that you can make an informed decision about whether or not it’s right for you.
Pros
- You can earn 2 Q Rewards® points per eligible purchase;
- Generous sign-up bonus in the form of 150,000 Q Rewards® points;
- Extensive 0% p.a. period on balance transfers with no BT fees;
- Comprehensive travel and purchase coverage.
Cons
- The BOQ Platinum Visa charges an annual fee;
- High P.A. on purchases at 20.74%.
What are the eligibility requirements?
Having a good credit rating and a taxable annual income of $35,000 or more should allow you to qualify for the BOQ Platinum Visa Credit Card. Other criteria include being an Australian citizen over the age of majority.
Learn how to request the BOQ Platinum Visa Credit Card
Ready to take the next step with your banking needs? Then you should definitely look at applying for a BOQ Platinum Visa. But how do you go about getting one?
We have all the information in the following link to help guide you through each step of requesting your own credit card, so read on to find out more!
How to apply for the BOQ Platinum Visa Credit Card
Learn what you need to know when applying for the BOQ Platinum Visa Credit Card, from eligibility criteria and fees to rewards and more.
Trending Topics
What are Filippo Loreti watches made of?
Filippo Loreti offers high-quality watches at an affordable price. Wondering what are Filippo Loreti watches made of? Wonder no more!
Keep Reading
See how to apply for the SavorOne Rewards Card
The SavorOne Rewards Card is the perfect way to get rewarded for your spending habits. Check out how you can easily apply!
Keep Reading
You may also like
Upgrade OneCard Review: New Level of Financial Freedom!
Discover the power of financial flexibility in this Upgrade OneCard review. This credit card lets you choose when and how to pay!
Keep Reading
What is creditworthiness and how do you improve it?
What is creditworthiness and how does it affect your finances? Check this article to get a better understanding of this important term.
Keep Reading
Learn how to spend smarter during this holiday season
Need some help spending smarter this holiday season? Check out these tips to avoid debt and stay within your budget! Read on for more.
Keep Reading