Credit Cards (AU)
BOQ Platinum Visa Credit Card review
Get all the details on the Bank of Queensland Platinum Visa Credit Card and its features with our comprehensive review. Find out why it's one of the best credit cards in Australia today!
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BOQ Platinum Visa Credit Card: Discover a world of convenience and savings!
Are you looking to earn rewards while managing your purchases? The BOQ Platinum Visa Credit Card offers an all-in-one solution for shoppers who want the security and convenience that comes with having a credit card.
How to apply for the BOQ Platinum Visa Credit Card
Learn what you need to know when applying for the BOQ Platinum Visa Credit Card, from eligibility criteria and fees to rewards and more.
- Credit Score: A good credit rating is a requirement for this card.
- Annual Fee: $129.
- Intro offer: When you spend $3,000 or more on qualifying transactions within the first 90 days of membership, you’ll earn 150,000 bonus Q Rewards® points.
- Rewards: Get 2 Q Rewards® points for every dollar you spend on eligible purchases.
- P.A.: New cardholders get 0% p.a. for 14 months on balance transfers with zero BT fees. Purchases have a 20.74% p.a., and cash advances are 21.74%.
- Other Fees: $3.5 cash advance fee (3.5% for over $100 amounts), $10 dishonour fee, up to $30 in late payments.
This Platinum Visa Credit Card is perfect if you’re looking for an easy way to stay in control of your finances while enjoying high rewards rate.
Plus, its state-of-the-art safety features ensure your transactions are secure.
In this comprehensive review, we’ll take you through all the great benefits of the BOQ Platinum Visa Credit Card so you can decide if it’s right for you.
BOQ Platinum Visa Credit Card: What can you expect?
The Bank of Queensland Platinum Visa Credit Card is an affordable financial solution for people with a good rating who want to earn rewards on their daily purchases.
The card charges a $129 annual fee, but offers top-tier benefits in return.
With the BOQ Platinum Visa, you’ll get interest-free financing for 14 months with zero balance transfer fees. By paying your balance on time, you’ll also get 55 days of no interest on purchases.
The card also offers 2 Q Rewards® points for every dollar you spend on eligible purchases.
When you apply and spend $3,000 within the first 90 days, you’ll also earn 150,000 Q Rewards® points.
Check if you are pre-approved for credit cards and loans with no impact to your credit score
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Do the pros outweigh the cons?
Are you looking for a way to manage your finances that’s both flexible and convenient? If so, the BOQ Platinum Visa Credit Card could be just the thing.
Offering plenty in terms of rewards and convenience, it’s a popular credit option – but what are the pros and cons?
Next, we take an in-depth look at all aspects of the card so that you can make an informed decision about whether or not it’s right for you.
Pros
- You can earn 2 Q Rewards® points per eligible purchase;
- Generous sign-up bonus in the form of 150,000 Q Rewards® points;
- Extensive 0% p.a. period on balance transfers with no BT fees;
- Comprehensive travel and purchase coverage.
Cons
- The BOQ Platinum Visa charges an annual fee;
- High P.A. on purchases at 20.74%.
What are the eligibility requirements?
Having a good credit rating and a taxable annual income of $35,000 or more should allow you to qualify for the BOQ Platinum Visa Credit Card. Other criteria include being an Australian citizen over the age of majority.
Learn how to request the BOQ Platinum Visa Credit Card
Ready to take the next step with your banking needs? Then you should definitely look at applying for a BOQ Platinum Visa. But how do you go about getting one?
We have all the information in the following link to help guide you through each step of requesting your own credit card, so read on to find out more!
How to apply for the BOQ Platinum Visa Credit Card
Learn what you need to know when applying for the BOQ Platinum Visa Credit Card, from eligibility criteria and fees to rewards and more.
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