Credit Cards (US)
Citi Premier® Card review
The Citi Premier® Card is a solid travel rewards card that offers a generous sign-up bonus and plenty of opportunities to earn points. Read our review to see if it's the right card for you.
Advertisement
Citi Premier® Card: Upgrade your everyday life and travel experiences!
Do you have aspirations to travel in style and earn more for your everyday purchases? Then you’ll want to take a look at this Citi Premier® Card review. With its impressive rewards program, this card is an attractive option for those seeking great value from their money.
- Credit Score: Good – Excellent.
- Annual Fee: You’ll need to pay a $95 annual fee for the Citi Premier®.
- Intro offer: For a limited time, Citi offers all new cardholders 80,000 bonus points after $4,000 in purchases within the first 3 months of membership.
- Rewards: With the Citi Premier® Card, you’ll earn 3x points on travel, gas stations, supermarkets and restaurants. All other purchases earn a flat 1 point.
- APRs: The variable APR on purchases and balance transfers ranges between 20.24% and 28.24%. For cash advances, the variable is 29.49%.
- Other Fees: Up to $41 on late and returned payments. 5% or $5 for balance transfers and 5% or $10 for cash advances.
How to apply for the Citi Premier® Card
Earn valuable points and make your next trip even better by applying for the Citi Premier® Card! Learn how here.
The Citi Premier® Card offers a variety of benefits that make it a great option for frequent travelers. From the ability to earn bonus points on select purchases, to no foreign transaction fees.
But travelers aren’t the only ones who can benefit greatly from this card. You’ll be able to earn the same rate on things you spend money on daily, like gas stations, restaurants and supermarkets.
So whether you’re looking for an all-purpose rewards card or one tailored to specific types of purchases, this credit card is a great choice. Keep reading our Citi Premier® Card review to learn what else it can do for your wallet.
What to expect from the Citi Premier® Card
The Citi Premier® Card is a great choice if you’re looking for an everyday credit card that offers rewards, bonuses and benefits. With this card, you can earn points on every purchase, as well a higher rate in certain categories such as travel and dining.
There’s a generous welcome offer (with spending requirements) that is worth $800 in gift card redemptions. As for your earned points, you can redeem them for gift cards as well as travel rewards. You can also shop at selected merchants with those points.
The card has a modest $95 annual fee that is worth the cost, especially if you prioritize this card for everyday spending. The APR varies between 20.24% and 28.24% according to your creditworthiness, and there’s no foreign transaction fees for international purchases.
You’ll also earn up to $100 in hotel savings benefit per year. Plus, you have the option to transfer your points to participating airline loyalty programs at no extra charge.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Do the pros outweigh the cons?
Next in our Citi Premier® Card review, we’ll cover the high and lowlights this card has to offer. That way you can decide whether or not it’s the right financial tool for you.
Pros
- Solid rewards rate on restaurants, supermarkets, gas station and travel;
- 80,000 bonus points for new members who meet the spending requirements;
- Make international travel even better with no foreign transaction fees;
- Easily redeemable points, which you can transfer to airline loyalty programs.
Cons
- High variable APR depending on your creditworthiness;
- No low introductory rates for new cardmembers.
What are the eligibility requirements?
To qualify for this credit card, you need to meet Citi’s criteria. A good or excellent credit score is recommended, as well as a high and steady annual income. The company will also request proof of residency, and you must be over the age of 18 with a valid SSN.
Learn how to request the Citi Premier® Card
If this Citi Premier® Card review got you interested in applying, fantastic! In the following link, we’ll take a closer look at how the application process works. You’ll learn how to request this card online in a matter of minutes. Read on to see more!
How to apply for the Citi Premier® Card
Earn valuable points and make your next trip even better by applying for the Citi Premier® Card! Learn how here.
Trending Topics
Cost-of-living adjustments will have a significant increase for 2023
The new cost-of-living adjustments for 2023 will be announced next Thursday, and retirees can expect a significant increase.
Keep ReadingCan a VPN protect you from hackers and cyberattacks?
You can keep your online data secure by using a VPN, but does it protect you from hackers? Check out all a VPN can and cannot do.
Keep ReadingBest Free AI Apps for Android and iPhone
Enhance your smartphone experience with the top-rated free AI apps for both Android and iPhone users. Discover their features and benefits!
Keep ReadingYou may also like
The best hotels in the US: 8 amazing places to stay!
Planning a trip soon? A good hotel is essential! Check out our list of the best hotels in the US – you won't regret it!
Keep ReadingSee how to apply for the Wells Fargo Reflect® Card
Learn how to apply for the Wells Fargo Reflect® Card and take advantage of its unique features, including no annual fee.
Keep ReadingDiscover it® Chrome Credit Card review
Find out if the Discover it® Chrome Credit Card is right for you with our in-depth review of its benefits and reward programs.
Keep Reading