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FNB Gold Business Credit Card review

Are you looking for a business credit card that has all the features and benefits you need? Look no further than the FNB Gold Business Credit Card. Read our full review to get a better understanding!

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FNB Gold Business Credit Card: The convenient and affordable alternative!

FNB Gold Business Credit Card
Reas our FNB Gold Business Credit Card full review! Source: The News Stacker.

Are you a business owner who needs an easy and convenient way to make purchases? The FNB Gold Business Credit Card is designed just for you.

This versatile card provides access to the FNB banking system with low interest rates, and rewards points.

FNB Gold Business Credit Card

See how to apply for the FNB Gold Business Card

Applying for the FNB Gold Business Card is easy – follow this easy guide and you could be enjoying its benefits in no time!

  • Requirements: To qualify for this card, you must have a registered business in South Africa, a business account with FNB, and the required documents for approval.
  • Initiation Fee: Up to R175.00.
  • Monthly Fee: R52.00 per month.
  • Rates: Businesses will get personalized competitive interest rates according to their individual profile. 
  • Rewards: You can earn 2.5% on qualifying swipes and up to 15% back on selected purchases such as fuel, prepaid airtime, electricity and more. 

FNB’s cutting-edge security technology means your card and purchases are always safe and secure.

The Gold Business Credit Card is the perfect way to streamline your spending so you can focus on growing your business.

You’ll get global coverage and travel insurance for up to 90 days when you purchase air travel with your card.

Not only that, but FNB facilitates your repayment terms, and you can even repay purchases over R200 up to 24 months.

Are you interested in learning how the FNB Gold Business Credit Card can help your business expand and thrive? Then keep reading our full review below to get the full scoop!

FNB Gold Business Credit Card: What can you expect?

The Gold Business Credit Card is designed for entrepreneurs and business owners looking to manage their finances more effectively.

It’s only available for customers with a FNB business account, however. Plus, there’s a monthly credit facility service fee of R52.00.

With this card, you’ll enjoy a range of features that make tracking and controlling your spending easy.

You’ll get access to benefits like 24/7 fraud monitoring and text alerts, as well as up to 35 days’ interest-free credit and up to 15% cash back on qualifying purchases.

With FNB Gold Business Credit Card, you can make sure that your business runs as smoothly and efficiently as possible.

Plus, with FNB’s online account management system, you can easily track all of your transactions and keep tabs on your spending.

So if you’re looking for a reliable and convenient way to manage your business expenses, the Gold Business Credit Card is the perfect solution.

Do the pros outweigh the cons?

FNB Gold Business Credit Card
This is the perfect card to manage your business expenses. Source: Canva.

So, is FNB Gold Business Credit Card worth it? Ultimately, the answer to this question depends on your individual needs and preferences.

Check out the pros and downsides below to understand whether or not this is the best choice for your business.

Pros

  • You can earn cash back on qualifying purchases;
  • The monthly maintenance fee is one of the lowest in the market;
  • You won’t have to pay transaction fees (excluding fuel and ATM withdrawals);
  • You can choose how you want to pay your balance;
  • Online banking and 24/7 helpline to help you track your expenses;
  • Flexible budget facility to pay for purchases over time;
  • Free travel insurance when you purchase tickets with the card.

Cons

  • Not all purchases are interest-free;
  • You need to open a FNB business account;
  • The card doesn’t offer other travel benefits outside of insurance. 

What are the eligibility requirements?

While the bank doesn’t disclose how good your score needs to be, having a satisfactory rating will likely improve your chances of getting this card.

However, credit scores are not the only determining factor for approval. 

Learn how to request the FNB Gold Business Credit Card

With all the perks that a business credit card has to offer, it’s no wonder why so many entrepreneurs and business owners are opting for this credit card.

If you want to take your business up a notch and make it more financially secure, check the following link to learn how to request one for yourself!

FNB Gold Business Credit Card

See how to apply for the FNB Gold Business Card

Applying for the FNB Gold Business Card is easy – follow this easy guide and you could be enjoying its benefits in no time!

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