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Ink Business Preferred® Credit Card review
Explore our comprehensive review and learn how you can get the most out of your Ink Business Preferred® Credit Card. Read on to discover all it has to offer!
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by Aline Barbosa
Ink Business Preferred® Credit Card: Earn big rewards, no matter how small your business is!
Are you a small business owner looking to find the right credit card for your needs? The Ink Business Preferred® Credit Card is one of the most popular and feature-rich cards on the market; offering fantastic benefits that make it an ideal card for entrepreneurs.
How to apply for the Ink Business Preferred® Card?
Ready to up your business' rewards game? Learn the simple steps you need to take to get started with the Ink Business Preferred® Credit Card!
- Credit Score: You need a good to excellent score (690+) to qualify.
- Annual Fee: The Ink Business Preferred® charges a $95 annual fee.
- Intro offer: Once you spend $15,000 within the first 3 months of your new account, you’ll earn 100,000 bonus points.
- Rewards: The Ink Business Preferred® offers 3 points on the first 150,000 spent on eligible categories. All other purchases are worth 1 point per dollar.
- APRs: 20.74% – 25.74% variable on purchases and balance transfers, and 29.74% on cash advances.
- Other Fees: $5 or 5% for balance transfers, $15 or 5% for cash advances. Up to $40 on late and returned payments.
With up to 3x rewards points on travel and select business categories, flexible redemption options, valuable signup bonuses and more, this card stands out from other offerings available today.
In this review, we’ll provide an in-depth look at exactly what makes the Ink Business Preferred® Credit Card such a great choice for businesses of all sizes.
Ink Business Preferred® Credit Card: What can you expect?
The Ink Business Preferred® is one of the best offerings out there for small business owners.
With an amazing sign-up bonus, you can earn 100k points after spending $15k within the first 3 months. That’s a $1,000 cash back redemption value!
The card also offers a ton of other rewards, including 3x points per $1 spent on travel and eligible business expenses. Plus, you can enjoy 1x points per $1 spent on all other card swipes.
But there’s more! The Ink Business Preferred® Credit Card has a low annual fee of just $95 and offers no foreign currency conversion fees.
This means you can use the card overseas without worrying about any extra charges.
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Do the pros outweigh the cons?
This card offers valuable perks and rewards, but before jumping in headfirst, it’s important to weigh up the pros and cons of this particular option. Let’s take a closer look next.
Pros
- Earn 100k points after spending $15k within the first 3 months of account opening.
- High rewards rate on travel and eligible business expenses.
- Redeem points for cash back, gift cards, travel through the Chase Ultimate Rewards® program, or transfer points to other travel loyalty programs at a 1:1 ratio.
- Enjoy no foreign transaction fees, trip cancellation/interruption insurance, extended warranty protection on eligible purchases, and more!
Cons
- The card has a $95 annual fee, which may be a drawback for some business owners who are looking to minimize expenses.
- The sign-up bonus requires a minimum spend of $15,000 within the first 3 months, which may be difficult for some businesses to achieve.
What are the eligibility requirements?
To become eligible for the Ink Business Preferred® Credit Card, you must be a U.S. citizen or permanent resident with a valid SSN, and be 18 years or older.
You also need a good to excellent score and a qualifying business
Learn how to request the Ink Business Preferred® Credit Card
The Ink Business Preferred® offers impressive bonuses, spending power and additional perks perfect for entrepreneurs.
See the link below to learn how to request this credit card, so you can get the most out of your purchases!
How to apply for the Ink Business Preferred® Card?
Ready to up your business' rewards game? Learn the simple steps you need to take to get started with the Ink Business Preferred® Credit Card!
Aline Barbosa
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