US
Norwegian Cruise Line® World Mastercard® Credit Card review
Find out why the Norwegian Cruise Line® World Mastercard® Credit Card is a great choice for travelers looking to get more rewards. Learn how you can maximize your vacation and save money with this card today!
Advertisement
Norwegian Cruise Line® World Mastercard® Credit Card: Get ready to set sail on your new adventure!
Have you been dreaming of taking your next cruise, but don’t know how you’ll pay for it? The Norwegian Cruise Line® World Mastercard® Credit Card can be the perfect way to finance that trip!
How to apply for the Norwegian Cruise Line® card?
Discover the benefits of applying for the Norwegian Cruise Line® World Mastercard® Card and unlock exclusive rewards and NCL perks!
- Credit Score: Between good and excellent (above 670).
- Annual Fee: There are no monthly or annual fees with the Norwegian Cruise Line®.
- Intro offer: New Norwegian Cruise Line® members can earn 20,000 after spending $1,000 or more within the first 90 days of membership.
- Rewards: 3 WorldPoints® per dollar spent on Norwegian purchases, 2 WorldPoints® on eligible travel purchases, and 1 WorldPoints® on everything else.
- APRs: The Norwegian Cruise Line® offers a variable rate between 17.49% – 27.49%. The APR on cash advances is a variable 20.49% to 29.49%.
- Other Fees: 3% balance transfer and cash advance fee (per transaction), and a late payment fee up to $40.
With tons of amazing benefits and rewards – like zero annual and foreign transaction fees, exclusive offers on cruises, and a fantastic welcome bonus – this credit card could make funding your cruise faster and easier.
Read our full Norwegian Cruise Line® review to learn why this card might be just what you need for booking the adventure of a lifetime!
Norwegian Cruise Line® World Mastercard®: What can you expect?
The Norwegian Cruise Line® World Mastercard® Credit Card is the perfect choice for anyone looking to make their next cruise extra special and affordable.
With no annual or foreign transaction fees, cardmembers can earn from the get-go with its welcome bonus.
With this card, you get 3 WorldPoints® on purchases made at Norwegian Cruise Line, 2 WorldPoints® on eligible travel expenses, and 1 WorldPoints® on all other purchases made anywhere else.
You also have access to exclusive rewards such as discounted airfare, lodging, cruises and more.
Plus, you can enjoy different perks during your sailing including members-only dining areas, beer and wine tastings, spa credits and onboard credit.
WorldPoints® are easily redeemable and you can choose whatever works best for you – beyond cruise and travel options.
The Norwegian Cruise Line® World Mastercard® Credit Card gives you the power to explore with convenience, security and flexibility!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Do the pros outweigh the cons?
Before you apply, it’s important to understand all of the features this specialized travel card has to offer.
Next, we’ll review the pros and cons associated with having a Norwegian Cruise Line® World Mastercard®. That way, you can decide if it’s right for your lifestyle.
Pros
- As a new member, you can earn 20,000 bonus points after meeting the spending requirements;
- Earn valuable rewards, which you can redeem for cruise-related options, cash back, gift cards, discounts, upgrades, and more;
- The Norwegian Cruise Line® World Mastercard® has zero annual or foreign transaction fees.
Cons
- You need a score of at least 670 to qualify for the Norwegian Cruise Line® World Mastercard®;
- The Norwegian Cruise Line® World Mastercard® offers no low introductory APR on purchases and BTs;
- If you don’t cruise often with Norwegian, this isn’t the best option for you.
What are the eligibility requirements?
To become eligible for the Norwegian Cruise Line® World Mastercard® Credit Card, you need a healthy score (at least 670) and a solid annual income.
Other qualifying criteria include an American citizenship, a valid SSN, and a valid mailing address.
Bank of America may also look into additional financial information upon reviewing your application. Such as the number of open accounts you have, your debt to income ratio, and more.
Learn how to request the Norwegian Cruise Line® World Mastercard® Credit Card
Are you ready to get out on the open seas and enjoy some luxurious cruising in style? With Norwegian Cruise Line® World Mastercard®, you can easily make your cruise dreams come true.
In the following link, we’ll tell you all about how you can apply for this credit card, save big, and gain access to exclusive perks. So read on!
How to apply for the Norwegian Cruise Line® card?
Discover the benefits of applying for the Norwegian Cruise Line® World Mastercard® Card and unlock exclusive rewards and NCL perks!
Trending Topics
How credit unions can help you build your credit score
Credit unions are a great place to start if you need help to build your credit. Learn how it works and how to get started .
Keep Reading
Music documentaries we’re excited to watch in 2022
From the life of a music legend to the story of an underground rapper, these music documentaries will keep you entertained all year long.
Keep Reading
The 10 most expensive vinyl records ever sold
Vinyl has been around for many years, and some are now worth a fortune. Here are 10 of the most expensive vinyl records ever sold.
Keep ReadingYou may also like
See how to apply for the Ink Business Cash® Credit Card
Make your business more profitable with our step-by-step guide on how to apply for the Ink Business Cash® Credit Card!
Keep Reading
The top 10 greatest villains of all time!
Some people say Darth Vader is the greatest villain, but others might disagree. We'll look at the top ten greatest villains of all time!
Keep Reading
Pelican Pledge Visa Card Review: Build Your Credit!
Discover a smart way to build your credit while using your savings as collateral in this Pelican Pledge Visa Card review!
Keep Reading