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Why miss out on a credit card that offers the opportunity interest on a positive balance?

The African Bank Black Card is a symbol of style, global acceptance and gives you the promise of earning interest while you spend!

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Picture a credit card that not only grants you access to a generous credit limit, but also treats you to the rewards of earning up to 3% interest on a positive balance! This is the African Bank Black Credit Card! Accepted globally at all Visa-affiliated merchants and ATMs, this card is your cosmopolitan companion!

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Elevate your financial narrative and earn while spending with the African Bank Black Card! Learn some of its key benefits below!

Seamlessly manage your finances with free online and mobile services
Experience the best of both worlds with a credit card that offers global acceptance
Enjoy the convenience of up to 62 days interest-free credit on purchases
Your personalized and embossed card is issued instantly

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Whether you’re a globetrotter or a savvy shopper, the African Bank Black Card ensures global acceptance at Visa-affiliated merchants and ATMs, promising a cosmopolitan lifestyle paired with local convenience. Discover more features now!

Upsides and benefits of the African Bank Black Card

  • Earning Potential: The African Bank Black Credit Card distinguishes itself by allowing cardholders to earn up to 3% interest on a positive balance, turning routine transactions into opportunities for financial growth.
  • Global Acceptance: Accepted globally at all Visa-affiliated merchants and ATMs, the card offers the flexibility and convenience of international transactions, making it an ideal companion for the modern cosmopolitan lifestyle.
  • Seamless Transactions: Enjoy the convenience of up to 62 days of interest-free credit on point-of-sale and online purchases, providing a flexible and stress-free approach to managing your finances.
  • Instant Issuance: Make a statement instantly with personalized and embossed cards issued on the spot at any African Bank branch, ensuring that you carry not just a card but a symbol of financial distinction.

Drawbacks of the African Bank Black Card 

  • Monthly Service Fee: The card comes with a monthly service fee of R65.00, which, while transparent, is a consideration for individuals seeking a fee-free credit card.
  • Initiation Fee: A consideration for potential cardholders is the initiation fee of R140.00, which adds to the initial costs associated with acquiring the African Bank Black Credit Card.
  • Lack of Introductory Bonus: Unlike some credit cards, the African Bank Black Credit Card does not offer an introductory bonus, which may be a drawback for those seeking immediate rewards or incentives upon card activation.

The African Bank Black Credit Card rewards cardholders with up to 3% interest on a positive balance. This means that if you maintain a positive balance on your credit card, you’ll earn interest on that amount. It’s a unique feature that transforms your everyday transactions into an opportunity for financial growth, providing an additional layer of value to your banking experience.

Absolutely! The card offers the flexibility of setting personalized transaction limits, allowing you to tailor your card’s usage to match your specific lifestyle and financial needs. If you haven’t set personalized limits, the African Bank discretionary default limits will apply.

If your card is six months or older, you may qualify for a limit increase, subject to a credit assessment. The new limit, once approved, becomes available immediately. To apply for a limit increase, you can consult with a representative at any African Bank branch, visit the website, use the app, or call 0860 333 004.

As you can see, the African Bank Black Credit Card stands out as a compelling choice for those who prioritize a blend of style, substance, and financial flexibility. Curious?

With its unique earning potential and global acceptance, this card opens doors to a new era of banking! Explore a complete review of the African Bank Black Card and discover its features now!

African Bank Black Credit Card

African Bank Black Card Review

Your journey to convenient and secure transactions globally starts in this review of the African Bank Black Credit Card!

For those seeking a distinctive alternative to the African Bank Black Credit Card, the Standard Bank World Citizen Card stands out as a formidable option. Want to learn more?

Whether you’re a frequent traveler or an avid shopper, this card empowers you to embrace a world of opportunities! Discover how this card can redefine the way you experience financial excellence now!

World Citizen Credit Card

How to apply for the World Citizen Credit Card

Learn how to apply for the World Citizen Credit Card! This card is perfect for travelers who want to enjoy luxurious experiences.

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