The Citi® Double Cash Credit Card, as with most Citi® cards, requires at least a good credit score from new applicants. That means you need a rating of 700 or more to increase your approval odds. You also need a steady income and a valid Social Security Number. The bank requires a valid US address and for the applicant to be over the age of majority as well.

The Citi® Double Cash Credit Card doesn’t charge an annual fee, however there are other types of fees that come with the card. For instance, foreign transactions have a 3% fee. Balance transfers have a 3% fee during the intro APR period and 5% thereafter. For cash advances, you’ll need to pay a 5% fee. Late and returned payments charge up to $41.

You can get an automatic limit increase by paying your monthly balance in full and on time, keeping your credit utilization low and updating any financial change that may occur in your life. You can also request an increase on Citi’s mobile app or call customer service at (800) 950-5114.