Citi offers a wide range of transfer partners in airline, retail and hotel loyalty programs. You can transfer all earned points at a 1:1 ratio at no extra charge. Their partners are Aeromexico Club Premier, Avianca LifeMiles, Asia Miles, Air France, KLM, Eva Air, Emirates Skywards, Etihad Guest, JetPrivilege, JetBlue TrueBlue, Virgin Atlantic Flying Club, Thai Royal Orchid Plus, Qantas Frequent Flyer, Qatar Privilege Club, Singapore Airlines KrisFlyer, Turkish Airlines Miles&Smiles, Sears Shop Your Way, Choice Privileges, and Wyndham Rewards.

To qualify for a Citi Premier® Card, you must have a FICO® Score of 700 or more. That means your current rating must be at least good to increase your approval odds. However, Citi looks at other data in order to approve your application. So having a high and steady annual income, a low debt to income ratio and not too many open accounts will also count in your favor.

While the Citi Premier® Card is a great card for everyday life, it doesn’t offer too many benefits out of that spectrum. With this card, you’ll have access to Citi Entertainment® – which gives you special access to presale on tickets, Extended Warranty and Damage & Theft Purchase Protection.