A secured credit card is a great tool for those wanting to build or rebuild their financial history! This type of card works similarly to regular credit cards, but it requires an initial deposit as collateral. That deposited amount then defines the user’s available limit — so your future can be secure and sound with this smart monetary option!

If you’re 18 and up, with a U.S address, Social Security number, and bank account, then this card is made for you! Even if your credit score isn’t looking so hot right now – don’t worry – all it takes to get approved is some extra security in the form of an upfront deposit. Don’t let bad credit keep you from getting ahead.

The Discover it® Secured card provides amazing rewards. Every quarter, you can earn a 2% cash back bonus on gas and restaurant purchases up to $1,000 combined spending each time! And even better – you’ll get 1% cash back for all other buys too.

With the Discover it® Secured Credit Card, you can get your security deposit back in as little as 7 months. After that time period passes and with responsible management of your account, card holders are automatically reviewed for a potential upgrade to an “unsecured” card where they’ll be able to take advantage of their returned deposit funds!