Qualifying for the Ink Business Preferred® Credit Card requires a good credit score, a steady income, and a valid Tax ID number, so it may not be the easiest card to qualify for. While a credit score of 700 or higher is recommended, Chase also considers other factors such as credit history and payment history when reviewing applications. Overall, meeting the eligibility requirements doesn’t guarantee approval, but if you’re a small business owner who wants to earn valuable rewards on your business expenses, it’s worth considering.

While the Ink Business Preferred® Credit Card is designed for small business owners, you may still be able to apply for the card even if you don’t own a business. However, you’ll need to have some kind of business income or be able to show that you’re using the card for business expenses. For example, if you do freelance work, you may be eligible to apply.

The Ink Business Preferred® Credit Card offers a range of transfer partners, including popular airlines and hotel programs such as United Airlines, Southwest Airlines, JetBlue Airways, British Airways, Marriott Bonvoy, and IHG Rewards Club. Cardholders can transfer their Ultimate Rewards points to these partner programs at a 1:1 ratio, allowing them to redeem their points for flights, hotel stays, and more. Having a variety of transfer partners can provide flexibility in using your rewards points and help maximize their value.