The NAB StraightUp Credit Card is designed to be a simple and transparent credit card option for people who prefer to avoid the potential fees and charges associated with traditional credit cards. This card may be a good option for individuals who want a credit card with no annual fee and no late payment fees, prefer a fixed monthly fee over variable interest rates, want a simple credit card with no rewards program or complex terms and conditions, and have a stable income and can commit to paying the monthly fee.

No, the NAB StraightUp Credit Card does not offer rewards on purchases. Instead of rewards, this credit card has a fixed monthly fee, which can make it a good option for individuals who prefer a simple and predictable credit card without complex rewards programs or varying interest rates.

To be eligible for the NAB StraightUp Credit Card, you must be at least 18 years old, be an Australian citizen or permanent resident, have a regular income and be able to afford the monthly fee, and have a good credit history with no defaults, bankruptcies, or court judgments. If you meet these eligibility requirements, you can apply for the NAB StraightUp Credit Card online through the NAB website or by visiting a NAB branch.