If you’re looking to take your credit score to the next level and start living life with better financial flexibility, then the Reflex® Platinum Mastercard® Credit Card could be exactly what you need.

This card doesn’t just offer you a line of credit – it also rewards your responsible spending behavior by doubling your spending limit after just 6 months of good use and on-time payments. 

You’ll see your credit score rise with Reflex’s credit bureau reporting. Plus, you’ll be able to keep track of your progress with free access to your Vantage 3.0 score from Experian when you enroll in e-statements.

People of all credit types are welcome to apply, and you might even get an instant decision! Want to learn more? Then keep reading our Reflex® Platinum Mastercard® Credit Card review!

The Reflex® Platinum Mastercard® is a credit building product issued by Celtic Bank and managed by Continental Finance.

The card is available to virtually anyone, accepting applicants with bad credit and a limited credit history.

While it may be a somewhat expensive product to own ($75 – $125 annual fee and a monthly fee after the first year of membership), the card does its job of improving the customer’s score due to monthly payment reports to the three main credit bureaus in the U.S.

New members may get instant approval and an initial spending limit between $300 and $1,000. With just 6 on-time payments, Continental Finance might double your limit and increase your purchasing power. 

The Reflex® Platinum Mastercard® Credit Card is a secure and easy way to build your score. But is it worth signing up for? Check the pros and cons next before you decide whether or not to apply for it. 

To qualify for the Reflex® Platinum Mastercard® Credit Card, you need to be a U.S. citizen or permanent resident and be 18 years or older.

You also need a Social Security Number, a valid mailing address and a checking account to your name. 

If you’re looking for a simple and secure path to build a solid credit score, the Reflex® Platinum Mastercard® Credit Card could be the solution you’re looking for.

Applying is easy, and you may pre-qualify before submitting a formal application.

If you’d like to learn more about how the application process works, follow the link below. We’ll tell you everything you need to know and show you what to expect when you apply. Read on for more!