Debit Cards (US)

Walmart MoneyCard Review: Manage Your Money Hassle-free!

This prepaid card offers flexibility and savings. Learn how to register, deposit, and make the most of your money with the Walmart MoneyCard.


Unlock a world of benefits from cash back rewards to no-fee ATM withdrawals!

Walmart Money Card
Walmart MoneyCard Review: Manage Your Money Hassle-free! Source: Walmart

Unlocking a new era in financial convenience, this Walmart MoneyCard review delves into the features that make this prepaid debit card a game-changer for savvy shoppers.


Debit Card

Walmart MoneyCard

Quick and easy Rewards

Earn cash back on purchases – amazing discounts at Walmart!

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Offering a unique blend of rewards, security, and flexibility, the Walmart MoneyCard stands out as the go-to choice for those seeking a seamless and efficient way to manage their money.

  • Credit Score: None.
  • Annual Fee: Embrace the perks of the card with a monthly fee of $5.94, a fee that gracefully bows out with a qualifying direct deposit of $500 or more every month.
  • Intro offer: None.
  • Rewards: By providing cash back percentages on transactions at, Walmart fuel stations, and Walmart stores, the card presents a clear and tangible avenue for users to accrue savings on their everyday expenditures.
  • APR: Doesn’t operate with an APR.
  • Other Fees: N/A.

Walmart MoneyCard: What can you expect?

Embark on a financial journey with the Walmart MoneyCard, review this prepaid debit card that redefines convenience and flexibility. This card caters to a broad audience by eliminating the need for a credit check.

Upon signing up, users step into a realm of practicality, relishing a monthly fee of $5.94 that effortlessly takes a backseat when met with a qualifying direct deposit of $500 or more each month.

Besides, one of the standout features of the Walmart MoneyCard is its robust rewards program. You can earn up to 3% cash back on purchases at

Moreover, you get 2% back at Walmart fuel stations, providing a tangible incentive for routine spending. Want more? Then, you can get 1% at Walmart stores!

The cash back, up to $75 per year, is credited at the end of the reward year. In addition to its rewards program, the Walmart MoneyCard introduces innovative financial tools.

With up to $200 overdraft protection for eligible direct deposit users, the card provides a safety net for unexpected expenses.

When it comes to managing finances, the Walmart MoneyCard offers multiple avenues for convenience.

Users can deposit cash through the Walmart MoneyCard App, Walmart Rapid Reload™, MoneyPak, or by cashing checks at Walmart. It’s that easy!

Do the pros outweigh the cons?

Walmart Money Card
Unlock a world of benefits from cash back rewards to no-fee ATM withdrawals! Source: Walmart

In essence, this card transcends the boundaries of a typical prepaid debit card, offering a comprehensive suite of features that cater to various financial needs.

While it’s essential to review the fee structure, the Walmart MoneyCard is a dynamic tool for those looking to take control of their financial journey. So, weigh the pros and disadvantages below!


  • Experience the thrill of earning up to 3% cash back;
  • Enjoy peace of mind with up to $200 overdraft protection;
  • Early access to pay with ASAP Direct Deposit™;
  • No credit check, no minimum balance;
  • Deposit cash with ease.


  • Certain services may come with associated fees;
  • Foreign transaction fee;
  • Acquiring the Walmart MoneyCard involves an initial purchase fee.

What are the eligibility requirements?

Walmart Money Card
Unlock a world of benefits from cash back rewards to no-fee ATM withdrawals! Source: Walmart

Firstly, the Walmart MoneyCard is designed for individuals aged 18 and older. Besides, the card demands online access, identity verification, and either mobile or email verification.

So, carefully review the criteria and make sure you’re eligible before applying for the Walmart MoneyCard.

Learn how to get the Walmart MoneyCard

So, embarking on a journey towards financial convenience begins with a simple step, and that is obtaining the Walmart MoneyCard. But don’t worry! It’s a simple and straightforward process!

Apply online

Whether you’re enticed by its cash back rewards, seeking financial flexibility, or exploring a credit check-free payment solution, review the process of requesting your Walmart MoneyCard now!

  • Visit the Walmart website: Firstly, go to the official Walmart website and click on the “Services” option on the main menu. Then. select “Money Services” and click on the Walmart MoneyCard option.
  • Application: As soon as you access the card’s page, click on “Learn More” to start the process of requesting your personalized card.
  • Provide information: To ensure a smooth request process, be prepared to provide essential information. This includes your name, address, date of birth, and more.
  • Card purchase and activation: Once you’ve selected your card design and provided the necessary information, you may encounter a nominal purchase fee, typically around $1.00. This fee is a one-time cost for acquiring the Walmart MoneyCard.After purchase, you’ll need to activate your card online, which involves identity verification, including your Social Security Number (SSN).
  • Loading funds: After activation, load funds onto your card using various methods like direct deposit, cash deposits, or transfers from other accounts, and enjoy!

Debit Card

Walmart MoneyCard

Quick and easy Rewards

Earn cash back on purchases – amazing discounts at Walmart!

You will be redirected to another website

What about a similar credit card? Check out the Brink’s Prepaid Mastercard®!

Looking for an accessible choice similar to the Walmart MoneyCard to review before you decide on the best option? The Brink’s Prepaid Mastercard® provides a long list of features to consider.

Enjoy direct deposit, mobile account management, and a fee structure designed to cater to various financial preferences. Discover if the Brink’s card aligns with your financial goals and preferences in the full review!

Brink’s Prepaid Mastercard®

Brink's Prepaid Mastercard® Review

Unlock the power of Brink's Prepaid Mastercard® with this review. Get paid faster, earn rewards, and control your finances effortlessly.

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

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