Credit Cards (US)
Westpac Low Rate Credit Card review: Maximize your savings
Find out if the Westpac Low Rate Credit Card is right for you. Get a comprehensive review of this Mastercard, plus tips on how to shop smarter and unlock financial freedom today!
Advertisement
Westpac Low Rate Credit Card: Save Up to $250 in Cashback Rewards
Save big with the Westpac Low Rate Credit Card – a review of this Mastercard reveals it’s an ideal solution for anyone looking to keep their interest low. Unlock financial freedom and start shopping smarter today!
How to Apply for the Westpac Low Rate Credit Card
Need a low-interest credit card? Take advantage of the generous and convenient rewards when you apply for a Westpac Low Rate Credit Card.
- Credit Score: For this card, you’ll need an acceptable credit history
- Annual Fee: $59
- Intro offer: Up to $250 cashback ($50 per month for 5 months when spending at least $1,000 on eligible purchases)
- Rewards: Cashback (through Westpac Lounge on ShopBack)
- P.A: 13.74% p.a. (variable purchase rate)21.49% p.a. (variable cash advance rate)
- Other Fees: Foreign transaction fee: 3%; Cash advance fee: 3.0% of the value of a transaction; Missed payment fee: $15
With its competitive interest rate and exclusive rewards program, it has everything you need to make managing your finances easier and more convenient.
In this Westpac Low Rate Credit Card review, we will provide an in-depth breakdown of this card’s features so that you can decide whether it is right for your financial needs.
Westpac Low Rate Credit Card: What can you expect?
The Westpac Low Rate Credit Card is a great option for those looking to save money on interest rates and fees.
It provides an introductory period of free interest. After which, regular and variable rates apply, varying from 13.74% p.a. to 21.49% p.a. on purchases and cash advances, respectively.
There’s also an annual fee of $59. However, you can choose a welcome bonus instead that gives up to $250 cashback.
To earn this bonus, you must spend at least $1,000 on eligible purchases per month for five months. Equivalent to $50 cashback monthly!
Plus, the Westpac Low Rate Credit Card has a minimum credit limit of $500, offers discounts on certain shopping, fraud protection, and helpful tools like SmartPlan.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Do the pros outweigh the cons?
Now that you’ve checked out the details of this card, it’s time to put its pros and cons under a microscope.
Our Westpac Low Rate Credit Card review would be incomplete without an in-depth look at how well (or not!) it stacks up with other cards on the market.
Pros
- The card offers introductory periods of free interest on balance transfers and purchases;
- It features rewards and a good welcome bonus (conditions apply);
- It provides fraud protection and an app to help you manage your spending;
- An additional cardholder has no extra cost.
Cons
- The card charges an annual fee;
- You must choose the intro offer (cashback or intro free-interest period).
What are the eligibility requirements?
Before considering the Westpac Low Rate Credit Card, make sure you understand your credit history and its potential influence on your application.
A good credit score will provide a strong foundation for approval; otherwise, it may be difficult to secure this opportunity. Get informed about what makes up an acceptable rating before submitting any paperwork!
Learn how to request the Westpac Low Rate Credit Card
Get the most out of your spending with the Westpac Low Rate Credit Card! Applying is simple and could help you save on purchases while helping to build credit. Don’t wait – start enjoying great rates today!
How to Apply for the Westpac Low Rate Credit Card
Need a low-interest credit card? Take advantage of the generous and convenient rewards when you apply for a Westpac Low Rate Credit Card.
Trending Topics
Para app: what is this new app that helps economy gig drivers?
Learn all about the new popular app Para, designed to help gig economy workers to calculate and maximize their earnings on delivery services.
Keep Reading
How celebrities manage finances: the lifestyle of the wealthy and famous
Wondering how celebrities manage their finances? This post takes a closer look at the rich and famous money-managing habits.
Keep Reading
A daily routine as an investor: tips to succeed!
Do you want to achieve investment success? So, create and follow a daily routine as an investor. This post outlines great tips to do it!
Keep ReadingYou may also like
New student loan payment pause until 2023
President Joe Biden announced another student loan payment extension, this time until mid 2023. Read on to learn what this means to you.
Keep Reading
Google Maps has a new feature that will check the vibe of your destination
Google’s Search On event revealed a new feature that will allow Google Maps users to check the “vibe” of a neighborhood they intend to visit.
Keep Reading
Quicksilver Secured Credit Card review
Are you considering a secured credit card? Our detailed review of the Quicksilver Secured Credit Card helps you make an informed decision.
Keep Reading