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Blue Cash Preferred® Card from American Express review: Exclusive benefits and rewards

Looking for a credit card with exclusive benefits and rewards? The Blue Cash Preferred® Card from American Express could be perfect for you. Check out our review to learn more!

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

Blue Cash Preferred® Card from American Express: Get rewarded for your everyday spending

Blue Cash Preferred® Card from American Express
This Amex is perfect for everyday expenses. Source: The News Stacker.

If you’re looking for a credit card that provides added value with exclusive benefits and rewards, this card from American Express could be the perfect fit. In this Blue Cash Preferred® Card review, we’ll discuss everything you need to know about the card.

Blue Cash Preferred® Card from American Express

How to apply for the Blue Cash Preferred® card?

Wondering how to get the most out of your spending? Apply for the Blue Cash Preferred® Card and enjoy cash back at supermarkets and more!

  • Credit Score: Good to Excellent (670 – 850)
  • APR: 0% introductory APR for the first 12 months from the account opening date. After that, your APR will be 19.24% to 29.99%. Rates & Fees 
  • Annual Fee: For the first year, there’s a $0 intro annual fee, then $95. Rates & Fees 
  • Fees: Either $5 or 3% of the amount of each transfer, whichever is greater. Foreign transaction fee: 2.7% Rates & Fees 
  • Welcome bonus: You will receive $250 back after you spend $3,000 on your new card within the first 6 months of being a card member. *Terms Apply
  • Rewards: You’ll get 6% cash back at supermarkets (up to $6,000 annually) plus select subscription services, 3% on transit expenses like rideshares or public transport fares, 3% for fuel purchases from gas stations around America – all of this and 1 % across other purchases too! *Terms Apply

With an impressive rewards rate and generous welcome offer, the Blue Cash Preferred® Card from American Express is a great choice for shopping at U.S. supermarkets! 

Its unlimited cash back on essential purchases like gas stations, transit services, and select streaming subscriptions can help consumers get maximum mileage out of their everyday spending. Leaving them with more to spend elsewhere.

Blue Cash Preferred® Card from American Express: is it good?

With the card, you can score loads of cashback savings. Earn 6% at U.S Supermarket on up to $6 000 in purchases each year (then 1%).

Moreover, get a great offer for streaming subscriptions, and 3% on gas station & transit expenses like rideshare services or buses! Other eligible purchases also earn 1%. 

Reward Dollars are redeemable as statement credits with an impressive 0% APR introductory period available from day one — 12 months for purchases AND balance transfers made within 60 days of account opening.

Afterward, it switches to a variable rate between 18-29%, but there’s no worry about hefty fees – only up to $5 or 3%.

The American Express Blue Cash Preferred Card makes its offer even more appealing with a $250 statement credit after spending only $3,000 in the first six months. This card’s annual fee has also changed. 

New members now get their first year for free before paying the regular charge of 95 dollars!

On top of that, you have twice as much time to take advantage compared to other competing cash-back cards. Instead of three short months, use 6 full ones.

Should you apply for Blue Cash Preferred® Card from American Express?

Blue Cash Preferred® Card from American Express
You’ll get streaming subscription discounts. Source: Canva.

With the introduction of this card’s features out of the way, let us dive into an in-depth look at its benefits and drawbacks. Our Blue Cash Preferred® Card review is here to help you determine if it suits your needs.

Pros

  • High cash-back rewards in several categories of spending
  • No enrollment is required; cashback is automatic
  • Comes with several travel benefits and protections

Cons

  • Charges an annual fee
  • 6% cash back at U.S. supermarkets is capped at $6,000 in annual spending (then 1%)

What are the credit score requirements?

Considering the Blue Cash Preferred® Card from American Express? To reap the most rewards from this card, it’s recommended to have a good or excellent credit score according to FICO standards. 

That means your score should be between 670 and 850, with higher scores representing an “excellent” rating. Secure top benefits by ensuring you meet these criteria before submission.

Learn how to apply for the Blue Cash Preferred® Card from American Express

If the Blue Cash Preferred® Card review sparked your interest, we have you covered! Click this link to learn how easy applying is and start earning rewards as soon as you’re approved.

Don’t wait. Explore this great opportunity today!

Blue Cash Preferred® Card from American Express

How to apply for the Blue Cash Preferred® card?

Wondering how to get the most out of your spending? Apply for the Blue Cash Preferred® Card and enjoy cash back at supermarkets and more!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

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