US
Best Egg Personal Loan review: Low APR rates!
Looking for a personal loan? Check out our in-depth review of Best Egg, one of the top online lenders. Learn about their secured and unsecured loans, interest rates, and more.
Advertisement
Best Egg Personal Loan: Consolidate your debt and save money!
Are you looking for an online lender to fund your financial needs? With its unsecured and secured personal loans, Best Egg offers the perfect solution. Check out this Best Egg Personal Loan review to learn everything you need to know.
How to apply for the Best Egg Personal Loan
Ready to apply for the Best Egg Personal Loan? This no-frills loan is ideal for consolidating credit card debt.
- APR: 8.99-35.99%
- Loan Purpose: Consolidate debt, refinance credit cards, home improvements, and moving expenses. Auto repairs, medical bills, and other large expenses.
- Loan Amount: $2,000 – $50,000
- Credit Needed: You’ll need a minimum of 600
- Terms: 3, 4 or 5 years.
- Origination fee: 0.99% – 8.99% of the loan amount
- Late Fee: There is a $15 fee
- Early Payoff Penalty: None
Whether it’s consolidating debt, refinancing credit cards, or covering large expenses. Borrowers in the fair-to-good credit score range can take advantage of loan amounts ranging from $2,000 all the way up to $50,0000!
Repayment terms are available between three and five years, while those who opt for a secured loan may require permanent fixtures in their home as collateral security.
Best Egg Personal Loan: What can you expect?
Best Egg is an online lending platform that enables people to access the benefits of unsecured and secured personal loans via Cross River Bank and Blue Ridge Banks.
Those qualified will be able to obtain amounts ranging from $2,000 up to a maximum of $50,000. With additional Direct Pay consolidation opportunities available for their credit cards.
This service comes with different APR rates varying between 7.99% – 35.99%, depending on your loan term and amount, as well as creditworthiness factors too!
Best Egg doesn’t hit you with prepayment penalties should you choose early payoff options.
In addition, there are also no fees upon bounced checks or returned payments due to insufficient funds, chargeable at just $15 per occurrence!
Customers are further rewarded by being eligible to view their six-month FICO Score when opting into this service.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Do the pros outweigh the cons?
Our Best Egg Personal Loan review breaks down the pros and cons so you can make an informed financial decision. It’s your money, after all.
Check out the benefits and drawbacks list to see if this account could be a great fit for you!
Pros
- You can get a loan starting at $2,000 in most states
- You can use the loan to pay off your credit card debt
- The loan is available for a wide range of uses
Cons
- The annual percentage rate (APR) can be as high as 35.99%
- The origination fee ranges from 0.99% to 5.99% of the loan amount
What are the eligibility requirements?
To be eligible for a Best Egg personal loan, you’ll need an acceptable credit score and debt-to-income ratio. Your minimum required FICO® Score should be 640, but if it’s 600 or above, then the lowest Annual Percentage Rates are available.
If your monthly debts don’t exceed 30% of your gross income, excluding mortgage loans, you’re doing just fine!
To qualify for the best APRs, however, applicants must meet additional criteria about their annual income: you will need at least $100 000 in individual yearly earnings.
Learn how to request the Best Egg Personal Loan
Ready to take advantage of the great features you’ve seen in this Best Egg Personal Loan review? With a few clicks, you can start your loan application process.
Follow the link and start down the path toward financial freedom!
How to apply for the Best Egg Personal Loan
Ready to apply for the Best Egg Personal Loan? This no-frills loan is ideal for consolidating credit card debt.
Trending Topics
What are considered the most influential songs ever?
Find out which are the most influential songs ever and discover how they changed the way we hear music to this day. Read on for more!
Keep Reading
The end is near for password sharing on Netflix
Password sharing on Netflix will soon come to an end. In 2023, the streaming service will charge fees to members that share their accounts.
Keep Reading
A clean space can do wonders for your mental health
Did you know that your environment has a direct impact on your wellbeing? Here’s how having a clean space can improve your mental health.
Keep ReadingYou may also like
Google Maps has a new feature that will check the vibe of your destination
Google’s Search On event revealed a new feature that will allow Google Maps users to check the “vibe” of a neighborhood they intend to visit.
Keep Reading
Instagram is upgrading its Sensitive Control feature
Instagram is allowing its users a better way to filter sensitive content in all pages of its platform with a Sensitive Control feature update.
Keep Reading
Achieve Financial Freedom: Top Apps for Building Wealth
Stop relying on paychecks alone. Learn the apps and strategies you need to build wealth and achieve financial freedom today. Get started now!
Keep Reading