Are you looking for a personal loan to help you get through life’s unexpected expenses? Then let us show you how you can apply for an Absa Personal Loan and get those needs taken care of right away!

With competitive interest rates, convenient repayment terms and fast approval process, get an Absa Personal Loan today and start enjoying the financial freedom you’ve been looking for.

This provider allows you to borrow up to R350,000 with personalised interest rates that will cover any competition. You can fit your repayment terms in your budget with monthly installments up to 84 months. 

With their online application process, you can apply in just minutes and get a response quickly. If you’re looking for an easy and affordable way to borrow money, the Absa Personal Loans can be the perfect solution.

Absa is a secured and leading lending provider in the South African market and always puts your safety first. They offer an optional Credit Protection Plan which covers your balance in case of unemployment, disability or death. 

So what are you waiting for? Learn how to apply for an Absa Personal Loan below and let this incredible provider lend you a helping hand in your time of need. 

Before you apply for an Absa Personal Loan, make sure you meet all of their requirements. If you already bank with them, you can log into your account to check if there’s a pre-approved loan option for you. If you’re a new customer, you’ll have to create an account.

The first step into the application process is accessing Absa’s official website. Select “personal” on the top menu, then “loans”, and click on “personal loan” under the “for myself” option on the drop menu.

Browse the page to answer any questions you might have about the loan. Once you’re ready to apply, click on “apply now”.

Tell them you’re a new customer and click on “let’s continue”. Gather all required documents such as your ID, proof of income and residence and payslips.

Click on “let’s continue” and answer all of their inquiries truthfully. Check all the necessary boxes and again click on “let’s continue”.

Now it’s time to set up your loan. Tell them how much you need and how long you plan on paying them back.

Absa will show you your interests, the once-off initiation fee, service fee, monthly installments and more. If you’re satisfied with their conditions, click on “let’s continue”.

Fill out the form with your personal, financial, residence and contact details.

Finally, Absa will present you an offer based on their assessment of your profile. If that offer satisfies your needs, sign the contract and wait for funding. You should receive your loan in your bank account shortly after. 

You can also apply for an Absa Personal Loan by visiting a local branch or by calling their call centre at 0860 100 321. Just make sure you have all of your documentation ready to present it to them. 

If you want to check out another option before applying for an Absa loan, we recommend the DirectAxis Loan. The company offers flexible terms up to 6 years, and you can borrow up to R200,000 with a 48-hour funding process.

If you’re interested in what they have to offer, make sure to check the following link. We’ll look over its features, benefits, and show you how you can request a loan with DirectAxis.