When you apply for the Cash+® Visa Signature® Card from U.S. Bank, you get much more than a simple cash back credit card.

You get a powerful tool that adapts itself to the way you spend your money, and rewards you for doing so. 

The top spending categories include most of the things you need on a daily basis, such as utilities and transportation.

You still get a 2% return on groceries, dining or gas (you can choose the one you’ll earn the most) and a flat 1% back right into your pocket.

Need to transfer debt or make a large purchase to pay over time? The Cash+® Visa Signature® Card will help you there as well. New cardmembers get a whopping 15-month promotional APR intro of 0%.

On top of that, the card offers Zero Liability, Car Rental Insurance, Price Protection, Contactless payments and much more.

Online applications also provide an exclusive $200 bonus with minimum spending requirements that are easy to reach.

So if you’re ready to make the most out of your new credit card, check out below how you can apply for the Cash+® Visa Signature® Card.

You can apply for the Cash+® Visa Signature® Card online in a matter of minutes. But before you do, make sure you meet the eligibility criteria.

Since the bank performs a hard pull on all new applications, it can decrease your credit score momentarily. 

But if you’re sure your financial profile has what it takes, then the first step is to access U.S. Bank’s official website.

Then, select “personal” on the top menu, “credit cards” and “cash back credit cards”.

Scroll down until you locate the Cash+® Visa Signature® Card and click on “apply now” to begin the formal process.

If you already bank with U.S. Bank, you can login to speed things up. If you don’t, begin filling out the form with your personal information.

Read the bank’s Disclosures and then click on “save and continue”. The next step will require more information about your finances, employment and contact details.

Write them down and, once again, click on “save and continue”.

The entire process usually takes 5 minutes to complete. Once you submit your application, the bank will verify your credentials and get back to you with an offer.

If you agree to these terms, sign the e-contract and you’re done. Your card will arrive within a few business days.

The only way you can apply for the Cash+® Visa Signature® Card via mobile app is if you already have a checking or savings account with U.S. Bank.

If you don’t, you’ll need to apply for it online using your computer. 

If you want a rewards credit card but isn’t interested in tracking categories, we have another recommendation.

With the Bank of America® Unlimited Cash Rewards, you’ll earn a 1.5% rate on everything you purchase. 

The card doesn’t charge any maintenance fees and offers a similar welcome bonus to the Cash+® Visa Signature® Card.

Check the following link if you’d like to learn more about this card, including how you can apply for it.