Credit Cards (US)

See how to apply for the Premium Rewards® Elite Card

The Bank of America Premium Rewards® Elite Card online application is simple and rewards you with a bountiful welcome bonus so you’ll start earning right away. Keep reading to learn about the process.


Bank of America Premium Rewards® Elite Card: The only card that gives you elite benefits every time you swipe it!

Bank of America Premium Rewards® Elite Credit Card
Check out how you can apply for this card. Source: The News Stacker.

The Bank of America Premium Rewards® Elite Card is for those who simply want the best rewards they can get out of a credit card. With an impressive suite of benefits and perks, this card has something to offer everyone.

With its unique structure, you’ll earn as soon as you sign-up by getting a bountiful welcome offer from Bank of America. If you’re frequently traveling or dining out, the card will reward you with 2 points per dollar. But you’ll also get 1.5 points every time you use it. 


Credit Card

Premium Rewards® Elite

elite rewards

Great welcome bonus and generous rewards rate

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The annual fee is considered high even for its category (a whopping $550 charge). But if you travel a lot, you can offset it with the $550 in statement credits per calendar year that this card provides. 

Plus, the additional benefits like airport lounge access, discounts at domestic and international airfare and 24/7 concierge services might make it all worth it. The regular APR goes up to 26.74%, but you won’t have to worry about it if you always pay your balance. 

So if you’re looking for a credit card that offers big rewards, you can’t go wrong with the Premium Rewards® Elite Card. With so many features and benefits, this card will help you get the most out of your spending. Keep reading to learn how to apply for it!

Learn how to get the Bank of America Premium Rewards® Elite Card online

Bank of America Premium Rewards® Elite Credit Card
See how the online application works. Source: Adobe Stock.

The Premium Rewards® Elite Card online application is pretty straightforward and you can complete it in a matter of minutes. First, visit Bank of America’s official website. Then, click on “credit cards” on the drop down menu and select “cash back credit cards”.

Scroll down the page until you find the Premium Rewards® Elite and click on “apply now”. The next step is pretty standard when it comes to online applications. That means you’ll have to fill out an online form with personal and financial details. 

Every time you finish filling out a form, click on “save and continue” so you can proceed to the next step. Once you finish writing down everything, review your application to make sure everything is correct.

Before you submit your request, take some time to read and understand the card’s Terms & Conditions, as well as its Rates & Fees. When you’re done, submit the form and wait about 30 seconds for Bank of America to give you a response. 

If your request is approved, they’ll make an offer which will contain your initial spending limit and your regular APR. If you agree to those terms, you’ll have to eSign a contract and that’s it. Your new card will arrive in the mail within a few business days. 

Learn how to get it using the app

If you’re an existing Bank of America customer, you can check your account using their mobile app and see if the card is available to you. But if you don’t already bank with them, the only way you can apply for the Premium Rewards® Elite Card is through their website.

How about a similar credit card?

If you think you can’t qualify, or if you’re looking for a cheaper option with a good rewards rate, we can help. Our recommendation to you is the Capital One Venture Rewards. With this card, you can earn a great rewards rate on every purchase.

The card charges a modest $95 annual fee and rewards new members with 75,000 miles after meeting the spending requirements within the first 3 months. If you want to learn more about it, check the following link.

Capital One Venture Rewards

How to apply for the Capital One Venture Rewards?

Learn how to apply for the Capital One Venture Rewards card and earn unlimited miles on every purchase, plus miles on hotels and rental cars.

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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