The Standard Bank Gold Credit Card is the perfect way to get your hands on the latest rewards and benefits – without breaking the bank. With personalised interest rates, it’s easy to afford more of life’s luxuries while keeping your finances in check. 

You can enjoy access to exclusive rewards, discounts and cash back features from travel experiences to lifestyle upgrades – all at the cost of a low R60.00 monthly fee. A healthy credit report can get you a credit limit as high as R250,000 as well.

The Standard Bank Gold Credit Card offers easy account management with a mobile app. Plus, security features like tap to pay, chip and PIN that will give you peace of mind while you shop.

You can also change your card’s limit on request to manage your expenses.

Get up to 55 interest free days when you pay your account in full and a promotional 0% interest when you get the 6-month budget plan to pay for purchases. 

You’ll get an automatic basic travel insurance, and you can opt for the Credit Card Protection Plan to make sure your debt is taken care of in case of an unexpected life event. 

If you’re interested  in applying for the Standard Bank Gold Credit Card, keep reading the content below. We’ll provide an easy step-by-step guide so you’ll know what to expect and how you can qualify for it. 

Before you begin the application process, make sure you can qualify for this card. The eligibility requirements are being over the age of 18 with a valid South African ID or passport (if you’re not a SA resident) and have a monthly income of R5,000 or greater.

You’ll also need to provide a recent proof of residence, payslips and bank statements that reflect your last 3 salaries. You can apply with or without a Standard Bank account or complete a Call Me Back form for the bank to get in contact with you.

If you choose to apply for the Standard Bank Gold Credit Card online, the process is simple and takes only a few minutes. Visit the website, select “personal”, “products and services” and “credit cards”. Then click on “view all cards”.

Locate the Gold Credit Card and click on “tell me more”. Click on “do I qualify?” for the pre-qualification process and fill the online form. Then, check all the boxes and click on “submit”.

The bank will assess your credit profile and give you an instant response.

If you qualify, you’ll need to provide additional information about yourself, your finances and your contact details. Standard Bank will make you an offer detailing your initial spending limit, interest rates and other important data. If you agree to their terms, sign the contract. 

A representative from the bank should get in touch with you shortly to confirm your request. Finally, your new Standard Bank Gold Credit Card should arrive at your address within a few business days. 

Standard Bank offers a fantastic and intuitive mobile app for account management. However, you can only apply for the Standard Bank Gold Credit Card online using their website.

To do so, follow the steps described on the topic above. 

Comparing credit card offers is the best way to find out the best product for your financial needs. With that in mind, we recommend you also take a look at the NedBank Gold Credit Card. 

The card offers similar features to Standard Bank’s alternative, but with a lower monthly fee. To learn more about this card – including qualification requirements – and how to apply for it, check the following link.