Credit Cards (US)

The best credit card for restaurants for those who love eating out!

Dining out doesn’t have to be expensive. With this selection of cards, you can choose the best one to use in your favorite restaurants and get rewards!


Dining out can be less expensive than you ever thought possible.

happy woman paying with credit card cafeteria
What are the best cards for dining? Source: Freepik.

Do you love going out to dine at a good restaurant? If you do, you need the best credit card for restaurants to enjoy every bite of your food.

There’s something special about dining out. Maybe it’s the rich smells wafting from the kitchen or the sound of laughter and glass clinking as people enjoy their meals.

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Whatever the reason, it’s easy to understand why it is so enjoyable.

Whether it’s your favorite sushi place or that new Italian restaurant down the street, there’s nothing like a good meal to satisfy your cravings.

But when the bill comes, you may not be so happy. 

Luckily for you, we have selected a list of some of the best credit cards for restaurants. By using a credit card that offers cashback and rewards on restaurant purchases, every night can be date night.

And Dining out can be more rewardable than expensive.

Here are a few things to consider that will help you choose the best card for restaurants

Pay attention to your credit card offer to see if it’s good for restaurants. Source: Freepik.

The first is whether you want a card that offers cashback or rewards points. If you dine out often, cashback may be the better option since it will save you money on your bill. 

However, if you only eat out occasionally, rewards points may be more valuable since you can use them for other things like travel. 

Second, consider what type of restaurant you usually eat at. If you tend to spend more at casual eateries, a general cashback or rewards card will probably suffice. 

And if you frequently dine at fine dining establishments, it may be worth getting a card that offers bonus points or cash back at restaurants specifically. 

Check out our picks for the best credit cards to spend in restaurants

holding the glasses with champagne with fruit plate side view
Make a toast with your love at your favorite restaurant. Source: Freepik.

With these cards, you can earn rewards on your everyday dining expenses, whether you’re grabbing breakfast on your way to work or going out for a romantic dinner. You’ll certainly find the best card for use in restaurants here on this list!

Citi Custom Cash℠ Card.

This is one of the best cards for restaurants because it offers 5% cashback on all dining and entertainment purchases.

So whether you’re grabbing a quick bite or enjoying a nice night out, you can earn cashback by using this card at your favorite restaurants. Plus, there’s no annual fee, and you can get 0% APR for 15 months on all purchases. 

So next time you’re treating yourself to a delicious meal, be sure to use the Citi Custom Cash℠ Card to earn some cashback.

Chase Freedom Unlimited.

What makes this card so great for restaurants? Here are a few reasons why:

First, there’s no annual fee. That means you can keep using it month after month without worrying about an added cost. Second, it offers a 0% APR for 15 months on purchases. 

And third, you get 4.5% cashback on restaurants 

So, if you’re planning to dine out frequently in the next few months, this card can help you save on interest charges. 

Capital One SavorOne Cash Rewards Credit Card

This card is a great option If you’re looking for a credit card that will give you the best return on your restaurants purchases. 

It offers 3% cashback on all restaurant purchases, making it one of the best cards available for dining out. 

In addition, the SavorOne card has no annual fee and a 0% intro APR on purchases for the first 15 months, making it a very attractive option for those who want to save money on their credit card bill. 

Finally, the SavorOne card comes with a number of valuable perks, including extended warranty protection and travel accident insurance.

Wells Fargo Autograph℠ Card 

This is a great card for anyone who enjoys dining out. With this card, you can earn 3% cashback on all of your restaurant purchases. 

The cashback you can earn is limitless without your rewards ever expiring.

You can also receive a 10% bonus on all of your cashback rewards if you redeem them through Wells Fargo.

There is no annual fee, plus you’ll have access to a 0% introductory APR for the first 12 months. So if you’re looking for a card that will give you great rewards for dining out, the Wells Fargo Autograph℠ Card is a great option.

U.S. Bank Altitude® Go Visa Signature® Card

When it comes to finding the best rewards credit card for dining out, this is hard to beat. 

Not only does it offer 4x points per dollar spent on restaurant purchases, but it also includes a $200 annual credit if you spend $1,000 in the first 3 months, which can be used for dining expenses. 

Plus, there’s no annual fee and an introductory APR of 0% for the first 12 months. So if you’re looking for a credit card that will help you save on your dining budget, the U.S. The Bank Altitude Go Visa Signature Card is a good choice to consider.

So, which credit card is best for restaurants?

After this list, the answer is hard for us to choose. But after reading these awesome perks, I’m sure it is going to be easy for you to choose which is the best credit card for your dining experience.

Take into consideration all these awesome perks, and compare the different cards’ interest rates, annual fees, and other terms and conditions to make sure you’re getting the best deal possible. 

We hope this helps! Choosing the right credit card can save you a lot of money.

Cashback is definitely one of the best perks a credit card can offer. What’s better than getting money back on the things you already spend money on? That’s what cashback is.

Wanna know more about it? Check out this next article about the advantage of cashback for your life

Coins Cashback falls into a credit card. Refund. Bonus payments

What is the advantage of cashback for your life

Are you wondering if you should apply for a credit card with cashback rewards? Read this post to find your answer.

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

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