Discover it® Chrome Credit Card review
Get the details on one of the top credit cards for gas rewards and restaurant purchases. Find out what you need to know about the Discover it® Chrome Credit Card before applying.
Discover it® Chrome Credit Card: Enjoy all the card’s benefits without any annual cost!
Are you someone who loves to save and explore? If so, you’re in luck! The Discover it® Chrome Credit Card is the perfect card for those looking to enjoy rewards while they shop.
This credit card provides a way to experience amazing savings while also making everyday purchases easier and more convenient.
- Credit Score: The Discover it® Chrome requires a good or excellent score.
- Annual Fee: There is no annual fee to the Discover it® Chrome Card.
- Intro offer: At the end of your first year as a cardmember, you’ll get a rewards match for all that you’ve earned during this period.
- Rewards: Members will earn 2% back on gas and restaurants (up to $1,000 each quarter) and 1% back on everything else they buy.
- APRs: 0% APR for the first 15 months on purchases and balance transfers (3% BT fee applies), and once that period ends, a variable between 16.49% and 27.49% (with a 5% BT fee).
- Other Fees: 5% (or $10) for cash advances, $41 late payments.
When you use your card at the pump or when paying a restaurant check, you get 2% back (up to $1,000 per quarter) that are easy to redeem later on travel, merchandise, gift cards and much more.
Not only do you get great savings with your rewards program but also 24/7 fraud protection and 0% foreign transaction fees – these extra benefits make this credit card an ideal choice for anyone looking for value-packed convenience!
Curious about how this amazing all-in-one package can work for your individual needs? Read our in-depth review of the Discover it® Chrome Credit Card to discover why this could be the perfect choice for you!
Discover it® Chrome Credit Card: What can you expect?
The Discover it® Chrome Credit Card is designed to be a powerful tool for getting the most out of your spending.
With an introductory 0% APR rate, you can make larger purchases and balance transfers without having to worry about paying hefty interest rates.
You’ll get 2% cash back rewards on all eligible gas and restaurant purchases – that means more money in your pocket!
The Discover it® Chrome has no annual fee and you’ll have access and an array of other exclusive Discover benefits such as Purchase Protection.
With the Discover it® Chrome, you have all the tools you need to make your money work for you.
Plus, Discover offers 24/7 fraud monitoring and $0 Fraud Liability Guarantee in case of suspicious activity.
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Do the pros outweigh the cons?
If you’re trying to decide whether the Discover it® Chrome Credit Card is worth your time, let’s look at the pros and cons.
- Each quarter you’ll get 2% back up to $1,000 in combined gas and restaurant purchases.
- No annual fee, so you get all the rewards without any extra financial burden.
- At the end of your first year, you’ll get a cash back match for every cent you’ve earned – which can really add up!
- Low introductory APR on purchases and balance transfers, so you can get interest-free financing for a long period.
- Rewards don’t stack up to some of its competitors – you won’t get cash back on travel purchases, for example.
- The Discover it® Chrome is not as widely accepted overseas.
- Discover only offers a 1% flat reward rate on all purchases, so if you’re looking to maximize your cash back, this isn’t the best option.
- There’s a 3% BT fee during the low APR period, and 5% afterwards.
What are the eligibility requirements?
Before applying for this card, applicants must be 18 years of age or older and have a valid Social Security number in order to qualify.
Additionally, a good credit score and financial history are essential in order to be approved for the Discover it® Chrome Credit Card.
So if you think you’re ready to start taking advantage of the savings benefits this card offers, make sure that you meet all of these criteria before submitting your application!
Learn how to request the Discover it® Chrome Credit Card
If you’re looking for an easy-to-use tool for managing money and getting more out of every purchase, then the Discover it® Chrome Credit Card might definitely be the right choice for you.
Read on to learn how to apply for this amazing card today so you can take advantage of all its incredible features!
About the author / Aline Barbosa
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