Credit Cards (US)
OpenSky® Plus Secured Visa® Credit Card review: Get Your Credit Back on Track
Get the scoop on the OpenSky® Plus Secured Visa® Credit Card. Explore its features and benefits, along with a comprehensive overview of all you need to know about why this card might be exactly what you're looking for.
Advertisement
OpenSky® Plus Secured Visa® Credit Card: Start Improving your Credit with a $0 Annual Fee!
Finding a suitable credit card can seem impossible if you’re someone with bad credit. Luckily, there are options for people with bad credit available. Check out this OpenSky® Plus Secured Visa® Credit Card review to learn more.
How to apply for the OpenSky® Plus Secured Visa®?
Learn how to apply for the OpenSky® Plus Secured Visa® Credit Card with our step-by-step guide. Get access to great features.
- Credit Score: This card is available for people with bad scores;
- Annual Fee: $0;
- Intro offer: None;
- Rewards: None;
- APRs: 29.24% variable;
- Other Fees: 3% Foreign transaction fee;
The OpenSky® Plus Secured Visa® Credit Card is here to break down the wall of confusion surrounding the search for your perfect plastic.
It has no annual fee and online approval feedback within seconds to built-in security features that help keep your finances safe.
This OpenSky® Plus Secured Visa® Credit Card review will cover everything you need to know about why this card might be exactly what you’ve been looking for.
So put away those magnifying glasses and settle in. Let’s explore the OpenSky® Plus Secured Visa® Credit Card!
OpenSky® Plus Secured Visa® Credit Card: What can you expect?
The OpenSky® Plus Secured Visa® Credit Card could be a game-changer for those with poor credit.
Unlike other cards, you don’t need a bank account to get it, and there’s no credit check when you apply.
Plus, the annual fee is $0, which is hard to come by in this class of credit cards. If you’re unbanked or have been denied credit in the past, this could be a great option for rebuilding your credit.
Just be aware that you’ll need to put down a security deposit of at least $300 to start using your card. However, if you use the card responsibly, you’ll get that deposit back eventually.
Overall, the OpenSky® Plus Secured Visa® Credit Card has a lot of upside for anyone looking to establish or improve their credit.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Do the pros outweigh the cons?
Take a look at the list below to see the advantages and disadvantages of this card. This OpenSky® Plus Secured Visa® Credit Card review compares them clearly to help you make an informed decision.
Pros
- Apply in minutes, and OpenSky will give you an answer right away.
- Use your card everywhere Visa is accepted (which is virtually everywhere).
- Reports to all three credit bureaus, so you’ll build a credit score.
- No annual fee
Cons
- Requires a relatively high minimum deposit
- No rewards or intro offer
What are the eligibility requirements?
For those with bad credit, finding a credit card that suits their needs can be daunting. Thankfully, options such as the OpenSky® Plus Secured Visa® Credit Card are available.
Despite requiring an upfront security deposit, this card is specifically designed for people with bad credit scores.
It’s important to note that the minimum deposit is slightly higher at $300 than other secured cards.
Learn how to request the OpenSky® Plus Secured Visa® Credit Card
Ready to begin enjoying the amazing perks of the OpenSky® Plus Secured Visa® Credit Card after this review? Our step-by-step application guide is your key to accessing all of the exclusive rewards.
Simply click on the link provided to get started!
How to apply for the OpenSky® Plus Secured Visa®?
Learn how to apply for the OpenSky® Plus Secured Visa® Credit Card with our step-by-step guide. Get access to great features.
Trending Topics
What’s the difference between being rich and being wealthy?
Once you read this post to learn the difference between being rich and wealthy, you will look at your finances in a different and better way.
Keep Reading
Paramount Plus: Learn everything about the streaming service
Ready to get your TV fix? Here's everything you need to know about the revolutionary new streaming service from Paramount Plus!
Keep Reading
See how to apply for the SoFi Personal Loan
Wondering how to apply for a SoFi Personal Loan? Our step-by-step guide will take you through the application process from start to finish.
Keep ReadingYou may also like
Apps to watch NFL online
Don't miss another live game! Discover the best apps to watch NFL online, get real-time access to every live game and highlights.
Keep Reading
See how to apply for the U.S. Bank Altitude® Go Visa Signature® Card
Wondering how to apply for the U.S. Bank Altitude® Go Visa Signature® Card? We'll walk you through the process.
Keep Reading
What are the best places to travel in 2022?
Are you planning a vacation but are not sure where to go yet? Check out our list of the best places to travel in 2022 and get ready!
Keep Reading