Credit Cards (US)
PREMIER Bankcard® Mastercard® Credit Card review: Learn How to Build Your Credit
Get the full scoop on the PREMIER Bankcard® Mastercard® Credit Card before you apply. Read our review and learn how this card can help invigorate your credit-building journey!
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PREMIER Bankcard® Mastercard® Credit Card: Track and Build Up Your Credit History Automatically
Thinking of signing up for a new credit card? Look no further! Our PREMIER Bankcard® Mastercard® Credit Card review has got you covered. Learn the ins and outs to see if it’s the perfect addition to your wallet.
How to apply for the PREMIER Bankcard® Mastercard®
Ready to take the plunge and establish a healthy credit score? Here's how you can apply for the PREMIER Bankcard® Mastercard® Credit Card.
- Credit Score: Poor – Fair (500+)
- Annual Fee: $50 to $125 based on your creditworthiness
- Intro offer: N/A
- Rewards: N/A
- APRs: 36%
- Other Fees: Monthly fee of $0 to $10.40 based on your creditworthiness
Let’s be real, building credit can be a bit of a hassle. But good news, bad credit-havers, and credit virgins, the PREMIER Bankcard® Mastercard® Credit Card may just be what you need to start climbing that credit ladder.
This card is designed specifically for those with less-than-perfect credit histories or those just starting out with credit.
With its low credit requirements and the opportunity to earn credit line increases, this card is a great option. Plus, you’ll have free access to your FICO credit score to keep track of your progress.
PREMIER Bankcard® Mastercard® Credit Card: What can you expect?
Ready to take charge of your credit score? First PREMIER® Bank has got your back! This credit card is the ultimate tool to help build or repair your credit score. Just make sure you use it responsibly!
Before you start, you must pay a one-time program fee ranging from $55 to $95. This price tag is here to evaluate the risk associated with your account.
But don’t worry, our annual fee, ranging from $50 to $125, and monthly fees, which can be between $0 to $10.40, are based on your creditworthiness.
Finally, remember that your initial credit line will vary from $200 to $700, but that’s only the tip of the iceberg, as your limit may increase after 12 months of card usage.
So, ready to become a responsible credit card user? Keep reading our PREMIER Bankcard® Mastercard® Credit Card review
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Do the pros outweigh the cons?
This could be your perfect partner if you want to build or rebuild your credit history. No matter what your current score is, approval can still happen! Of course, its pros and cons come with it.
Let’s dive into the details in our PREMIER Bankcard® Mastercard® Credit Card review.
Pros
- You don’t need good credit to apply.
- Easy application process and fast response.
- Award-winning US-based Customer Service agent.
- Card activity reported to credit bureaus
- Free FICO Score access
Cons
- The card charges for account opening and annual and monthly fees.
- Relatively high APR.
What are the eligibility requirements?
Credit scores are essential to securing credit, but does that mean a sky-high score guarantees approval? Not necessarily.
The minimum recommended FICO score is 500, but lenders also consider other factors such as income, outstanding debts, and credit utilization.
To determine if you qualify for a credit card, you must complete an application with detailed information about your financial and personal situation.
Learn how to request the PREMIER Bankcard® Mastercard® Credit Card
Interested in the PREMIER Bankcard® Mastercard® Credit Card after our review? Then follow the link to get started on your application! It’s easy and quick. Apply now for an amazing card experience.
How to apply for the PREMIER Bankcard® Mastercard®
Ready to take the plunge and establish a healthy credit score? Here's how you can apply for the PREMIER Bankcard® Mastercard® Credit Card.
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