Credit Cards (US)
Surge® Platinum Mastercard® review: A new start on your credit journey
The Surge® Platinum Mastercard® is a great option for those looking to build their credit. This review will show you everything you need to know about this credit card.
Surge® Platinum Mastercard®: Rebuild your credit with an easy-to-use card
If you’re looking for a Surge® Platinum Mastercard® review, you’ve come to the right place!
This card by Celtic Bank, providing the perfect option for people with bad credit or no credit history who need to rebuild their scores.
So if you’re looking to get a new start on your credit journey, Surge® Platinum Mastercard® could be a great solution.
- Credit Score: You don’t need a credit history for this card
- Annual Fee: This charges between $75 and $99 annually. After that period, it’s $99. See Terms.
- Intro offer: N/a
- Rewards: N/A
- APRs: There is a 24.99% – 29.99% variable APR
- Other Fees: There is a Cash Advance Fee of 5% and a Foreign Transaction Fee of 3%.
The annual fee ranges between $75 – $99. And although Surge Platinum doesn’t have all the bells and whistles of some other cards, that makes it suitable for those just getting started building their credit scores.
The card offers several important features. From fraud coverage to access a mobile app. That makes it easier to use responsibly.
With lots of options for helping you stay on top of your finances. Keep reading our Surge® Platinum Mastercard® review for more.
Surge® Platinum Mastercard®: What can you expect?
The Surge® Platinum Mastercard® is a great option for anyone looking to improve their credit score.
Right now, they are offering up to $1,000 in credit limit for new cardholders, and after six months of on-time payments, the amount can raise up to $2,000.
It reports monthly to all three national credit bureaus, allowing potential users to build up their credit scores!
Plus, participating requires no one-time fees, and their APR rates on purchases of 24.99% – 29.99% (Variable) are highly competitive.
Even better, Surge’s annual fee of between $75 – $99 comes with a $0 monthly fee for the first year!
After that, you’ll have to pay up to $10 per month— though if you’re lucky enough to get a $750 or $1,000 credit limit, that fee may be waived.
So if this Surge® Platinum Mastercard® review intrigues you, it’s worth giving them a shot!
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Do the pros outweigh the cons?
The Surge® Platinum Mastercard® is ideal for those looking to build or rebuild their credit. However, it’s important to consider this card’s advantages and drawbacks. Check them below:
- This report to all three national credit bureaus every month
- Possibility of a credit limit increase after six months.
- Cardholders have to pay an annual fee of $75 to $99
- The variable APR is higher than some secured credit cards and higher than most unsecured credit cards
- This card doesn’t have additional benefits
What are the eligibility requirements?
You don’t need a credit score to apply for the Surge® Platinum Mastercard®, making it an ideal choice for those struggling with bad or no credit.
All you have to do is verify your information and check if you’re pre-approved on the issuer’s website. Giving people of all financial backgrounds access to this great card!
Learn how to request the Surge® Platinum Mastercard®
If this Surge® Platinum Mastercard® review got you interested in applying for this card, don’t wait!
Learn more in the next post and enjoy all the great features this amazing credit card offers! Just click the link below.
And discover how to get your hands on the Surge® Platinum Mastercard®, a card jam-packed with a good offer to build your credit.
About the author / Vinicius Barbosa
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