Carnival® World Mastercard® offers a 0% introductory APR on balance transfers for 15 months on transactions made within 45 days of the account opening. Also, it provides a 0% promotional APR for six months when booking a Carnival cruise. After the introductory and promotional periods, APRs vary based on your creditworthiness, as follows: 18.74%, 24.74%, or 28.74% on balance transfers and purchases; 28.99% on cash advances.

Fortunately, Carnival® World Mastercard® doesn’t charge an annual or foreign transaction fees. However, other fees may apply, including: Balance transfer fee: $5 or 5% of the amount of each transaction, whichever is greater; Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater; Late Payment: up to $40; Returned Payment: up to $40.

Carnival® World Mastercard® features rewards on all purchases, as follows: 2X FunPoints® per dollar spent on Carnival purchases or other World’s Leading Cruise Lines purchases; 1X FunPoint® per dollar spent on everything else. The rewards earned can be redeemed for statement credits for you to enjoy onboard experiences and other purchases on Carnival.

Besides the rewards, you can enjoy some other benefits with a Carnival® World Mastercard®, such as: Low promotional APR; A welcome bonus of 20,000 FunPoints® right after your first transaction (purchase or balance transfer); 10% back on Carnival bookings through the website (as a statement credit); No annual or foreign transaction fees.